KINS
Strong BuyFull HouseAI screen passKingstone Companies, Inc. · Financial Services · United States · $290M cap · $1.7M/day traded
$19.97 -0.3% · close 26 Oct · scored 27 Oct
Full House: Strong business, sensible price, market agrees. The rare full house.
Read our full research report on KINS (Jun 2026), freeAs of 27 Oct 2026, MoatMap's StockRank for Kingstone Companies, Inc. (KINS) is 90/100, ranked against 24,000+ stocks in 35 markets (Quality 74, Value 52, Momentum 65, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
Kingstone combines Q72 with insiders buying 0.31% of shares outstanding in 90 days, which at a 263M cap is a meaningful commitment rather than a token grant. Momentum at M67 confirms it. Genuine insider buying is exactly the evidence this run treats as credible.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT KINGSTONE COMPANIES, INC.
Read
Kingstone Companies, Inc. is an insurance holding company that writes personal lines insurance, primarily homeowners and dwelling fire policies, mainly in New York State. As a niche regional insurer, it possesses deep knowledge of the New York market and focuses on specific personal lines products. The company operates through a network of independent agents, strategically expanding its presence in New York and other Northeast states.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 130.2M | 144.2M | 155.1M | 214.9M | 18.2% | 237.7M | 253.0M | 293.1M | 16.8% |
| EPS | -2.12 | -0.57 | 1.60 | 2.93 | 83.1% | 2.46 | 2.70 | 2.90 | -0.5% |
| Shares | 10.7M | 10.8M | 12.9M | 14.4M | +34.6% | 14.5M | — | — | — |
| Debt | 25.2M | 25.2M | 11.2M | 4.4M | -43.9% | 3.9M | — | — | — |
| Equity | 36.2M | 34.5M | 66.7M | 122.7M | 50.3% | — | — | — | — |
| Op CF | -0.9M | -11.3M | 57.9M | 75.9M | 30.9% | 86.2M | — | — | — |
| Inv CF | -5.9M | 9.5M | -35.3M | -92.9M | — | — | — | — | — |
| Fin CF | -5.5M | -1.1M | -3.0M | 0.5M | — | — | — | — | — |
Above its 200-day average and 4% below its 52-week high.
Calmer than 60% of stocks we rank over the past year (37% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KINS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| KINS | Kingstone Companies, Inc.(you) | $290M | 90 | Strong Buy |
| AII | American Integrity Insurance Group, Inc. | $565M | 98 | Strong Buy |
| GBLI | Global Indemnity Group, LLC | $353M | 71 | Buy |
| ACIC | American Coastal Insurance Corporation | $524M | 76 | Buy |
| HIPO | Hippo Holdings Inc. | $1.0B | 88 | Strong Buy |
| DGICA | Donegal Group Inc. | $699M | 78 | Buy |
| HRTG | Heritage Insurance Holdings, Inc. | $1.1B | 94 | Strong Buy |
| UVE | Universal Insurance Holdings, Inc. | $1.4B | 93 | Strong Buy |
| UFCS | United Fire Group, Inc. | $1.5B | 86 | Strong Buy |
| BOW | Bowhead Specialty Holdings Inc. | $1.1B | 71 | Buy |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.7%
Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.