Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.
KINS
Strong BuyFull HouseAPPROVEKingstone Companies, Inc. · Financial Services · United States · $290M · Avg Vol: $2M/d
Kingstone combines Q72 with insiders buying 0.31% of shares outstanding in 90 days, which at a 263M cap is a meaningful commitment rather than a token grant. Momentum at M67 confirms it. Genuine insider buying is exactly the evidence this run treats as credible.
COMPANY DESCRIPTION
Kingstone Companies, Inc. is an insurance holding company that writes personal lines insurance, primarily homeowners and dwelling fire policies, mainly in New York State. As a niche regional insurer, it possesses deep knowledge of the New York market and focuses on specific personal lines products. The company operates through a network of independent agents, strategically expanding its presence in New York and other Northeast states.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 130.2M | 144.2M | 155.1M | 214.9M | 18.2% | 237.7M | 253.0M | 293.1M | 16.8% |
| EPS | -2.12 | -0.57 | 1.60 | 2.93 | 83.1% | 2.47 | 2.65 | 2.90 | -0.5% |
| Shares | 10.7M | 10.8M | 12.9M | 14.4M | +34.6% | 14.5M | — | — | — |
| Debt | 25.2M | 25.2M | 11.2M | 4.4M | -43.9% | 3.9M | — | — | — |
| Equity | 36.2M | 34.5M | 66.7M | 122.7M | 50.3% | — | — | — | — |
| Op CF | -0.9M | -11.3M | 57.9M | 75.9M | 30.9% | 86.2M | — | — | — |
| Inv CF | -5.9M | 9.5M | -35.3M | -92.9M | — | — | — | — | — |
| Fin CF | -5.5M | -1.1M | -3.0M | 0.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KINS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| KINS | Kingstone Companies, Inc.(you) | $290M | 86 | Strong Buy |
| AII | American Integrity Insurance Group, Inc. | $516M | 98 | Strong Buy |
| DGICB | Donegal Group Inc. | $860M | 80 | Strong Buy |
| ASIC | Ategrity Specialty Insurance Co | $1.3B | 90 | Strong Buy |
| UFCS | United Fire Group, Inc. | $1.4B | 89 | Strong Buy |
| ACIC | American Coastal Insurance Corporation | $449M | 61 | Hold |
| HIPO | Hippo Holdings Inc. | $876M | 74 | Buy |
| HRTG | Heritage Insurance Holdings, Inc. | $1.0B | 96 | Strong Buy |
| GBLI | Global Indemnity Group, LLC | $434M | 59 | Hold |
| UVE | Universal Insurance Holdings, Inc. | $1.2B | 93 | Strong Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%