Kingstone Companies, Inc. (KINS) — Stock Score Summary

Kingstone Companies, Inc. (KINS) has a MoatMap StockRank of 86/100 based on Quality (66/100), Value (58/100), and Momentum (46/100) factor scores. The current signal is STRONG BUY. Kingstone Companies is a micro-cap property and casualty insurer focused on New York. It lacks the scale, geographic diversification, and structural moat required to withstand volatile catastrophe losses.

Kingstone Companies, Inc. is an insurance holding company that writes personal lines insurance, primarily homeowners and dwelling fire policies, mainly in New York State. As a niche regional insurer, it possesses deep knowledge of the New York market and focuses on specific personal lines products. The company operates through a network of independent agents, strategically expanding its presence in New York and other Northeast states.

Key Financial Metrics

Price$15.76
Market Cap$222M
P/E (TTM)6.85
P/E (Forward)5.04
Price/Book1.91
Return on Equity31.6%
Debt/Equity3.71
Gross Margin21.1%
Operating Margin-12.3%
Revenue Growth23.2%
Dividend Yield1.3%
Free Cash Flow$34M

Kingstone Companies, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Kingstone Companies, Inc.’s (KINS) StockRank?
MoatMap’s StockRank for Kingstone Companies, Inc. (KINS) is 86/100, with a Strong Buy signal. It is a composite of Quality (66), Value (58), and Momentum (46) factor ranks across MoatMap’s 19,000+ stock universe.
Does Kingstone Companies, Inc. have an economic moat?
Kingstone Companies, Inc. (KINS) has a Quality factor score of 66/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Kingstone Companies, Inc. a buy, hold, or sell?
MoatMap’s current signal for Kingstone Companies, Inc. (KINS) is Strong Buy, based on a StockRank of 86/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Kingstone Companies, Inc. in?
Kingstone Companies, Inc. (KINS) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
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