What is Avidbank Holdings, Inc.'s (AVBH) StockRank?

MoatMap's StockRank for Avidbank Holdings, Inc. (AVBH) is 27/100, with a Sell signal. This is a composite score combining Quality (24), Value (30), and Momentum (61) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Avidbank Holdings, Inc. have an economic moat?

Avidbank Holdings, Inc. (AVBH) has a Quality factor score of 24/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Avidbank Holdings, Inc. a buy, hold, or sell?

MoatMap's current signal for Avidbank Holdings, Inc. (AVBH) is Sell, based on a StockRank of 27/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Avidbank Holdings, Inc. in?

Avidbank Holdings, Inc. (AVBH) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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AVBH

SellHot Air

Avidbank Holdings, Inc. · Financial Services · United States · $348M · Avg Vol: $2M/d

StockRank

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P/E (TTM)

—

ROE

-5.6%

D/E

0.3x

Dividend %

—

COMPANY DESCRIPTION

Avidbank Holdings is a regional bank operating in the San Francisco Bay Area, providing financial services tailored to commercial clients, startups, and high-net-worth individuals. Its market position is defined by relationship-based banking and specialized lending products for technology and innovation firms.

FINANCIAL SUMMARY (USD)

Year	2024	2025	TTM	2026E	2027E	Fwd CAGR
Revenue	81.2M	30.9M	37.8M	38.5M	42.5M	17.2%
EPS	2.83	-2.25	-2.18	—	—	—
Shares	7.9M	10.9M	11.0M	—	—	—
Debt	207.0M	82.0M	27.8M	—	—	—
Equity	186.4M	281.0M	—	—	—	—
Op CF	22.7M	39.0M	52.5M	—	—	—
Inv CF	-82.7M	-196.7M	—	—	—	—
Fin CF	61.3M	229.5M	—	—	—	—

Loading 1Y...

PRICE (1Y)-3.8%

SMA 50SMA 200

$31.60

RSI (14)

39.9

52W High

$34.18

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

-0.6%*10.6

ROE

-5.6%6.7

GP/Assets

1.5%N/A

Op. Margin

38.9%55.9

FCF/Assets

1.5%N/A

Piotroski

321.0

Int. Cover

—50.0

D/E Ratio

0.29xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

—N/A

EV/EBITDA

bankN/A

P/FCF

8.9xN/A

P/B

1.2x50.0

P/S

9.3x17.4

Div Yield

—N/A

Momentum

52W High %

92%57.2

RS 6M

1%57.6

SMA 50/200

1.09x68.2

EPS Rev 4W

0.0%27.7

EPS Rev 12W

—N/A

EPS Improve

+277%94.6

Q Growth

32%63.0

FUNDAMENTALS

Market Cap

$348M

P/E (Forward)

8.3x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AVBH are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
AVBH	Avidbank Holdings, Inc.(you)	$348M	27	Sell
ISBA	Isabella Bank Corporation	$301M	26	Sell
BMRC	Bank of Marin Bancorp	$431M	27	Sell
FCBM	First Carolina Financial Services, Inc.	$391M	30	Sell
BCML	BayCom Corp	$331M	34	Sell
GBFH	GBank Financial Holdings Inc.	$292M	22	Sell
WNEB	Western New England Bancorp, Inc.	$275M	38	Hold
OVBC	Ohio Valley Banc Corp.	$215M	34	Sell
EGBN	Eagle Bancorp, Inc.	$840M	27	Sell
PBFS	Pioneer Bancorp, Inc.	$426M	41	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Avidbank Holdings, Inc. (AVBH): Stock Score Summary

Avidbank Holdings, Inc. (AVBH) has a MoatMap StockRank of 27/100 based on Quality (24/100), Value (30/100), and Momentum (61/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$31.60
Market Cap	$348M
P/E (Forward)	8.27
Price/Book	1.18
Return on Equity	-5.6%
Debt/Equity	0.29x
Operating Margin	38.9%
Revenue Growth	28.9%
Free Cash Flow	$39M

Avidbank Holdings, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Avidbank Holdings, Inc.’s (AVBH) StockRank?: MoatMap’s StockRank for Avidbank Holdings, Inc. (AVBH) is 27/100, with a Sell signal. It is a composite of Quality (24), Value (30), and Momentum (61) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Avidbank Holdings, Inc. have an economic moat?: Avidbank Holdings, Inc. (AVBH) has a Quality factor score of 24/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Avidbank Holdings, Inc. a buy, hold, or sell?: MoatMap’s current signal for Avidbank Holdings, Inc. (AVBH) is Sell, based on a StockRank of 27/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Avidbank Holdings, Inc. in?: Avidbank Holdings, Inc. (AVBH) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).