BayCom Corp (BCML) — Stock Score Summary

BayCom Corp (BCML) has a MoatMap StockRank of 62/100 based on Quality (40/100), Value (40/100), and Momentum (67/100) factor scores. The current signal is HOLD. BayCom Corp is a small US regional bank with low quality metrics (Q: 40) and no clear competitive moat. It does not align with any of our high-conviction macro themes and lacks the scale required to navigate a higher-for-longer interest rate environment effectively.

BayCom Corp is the holding company for United Business Bank, a community-focused financial institution providing a comprehensive range of banking services to individuals and small to medium-sized businesses. The bank cultivates a strong local presence, offering personalized customer service and specialized lending solutions, particularly across its key markets in California and Washington. Its competitive advantage lies in its deep understanding of local economies and its relationship-based banking model.

Key Financial Metrics

Price$32.28
Market Cap$339M
P/E (TTM)12.97
P/E (Forward)11.17
Price/Book0.99
Return on Equity7.8%
Gross Margin0.0%
Operating Margin39.8%
Revenue Growth15.8%
Dividend Yield3.8%

BayCom Corp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is BayCom Corp’s (BCML) StockRank?
MoatMap’s StockRank for BayCom Corp (BCML) is 62/100, with a Hold signal. It is a composite of Quality (40), Value (40), and Momentum (67) factor ranks across MoatMap’s 19,000+ stock universe.
Does BayCom Corp have an economic moat?
BayCom Corp (BCML) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is BayCom Corp a buy, hold, or sell?
MoatMap’s current signal for BayCom Corp (BCML) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is BayCom Corp in?
BayCom Corp (BCML) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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