WNEB
HoldSinkerWestern New England Bancorp, Inc. · Financial Services · United States · $275M cap · $634K/day traded
$13.84 +3.3% · close 22 Oct · scored 23 Oct
StockRank up 3.4 since 22 Oct: Momentum up 4 after a 3% price rise.
Sinker: Weak, expensive and falling. Nothing here to keep it afloat.
Report expected 27 Oct: the next-year EPS estimate has been little changed over the last 13 weeks.
As of 23 Oct 2026, MoatMap's StockRank for Western New England Bancorp, Inc. (WNEB) is 43/100, ranked against 24,000+ stocks in 35 markets (Quality 47, Value 39, Momentum 50, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
ABOUT WESTERN NEW ENGLAND BANCORP, INC.
Read
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank, offering traditional banking services including commercial and retail lending, and deposit products. It maintains a strong community banking model and local market focus in Western Massachusetts and Northern Connecticut, fostering customer loyalty and regional expertise. WNEB is a regional community bank providing comprehensive financial services to individuals and businesses in its primary operating markets.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 89.8M | 80.0M | 72.7M | 82.6M | -2.7% | 85.8M | 97.6M | 105.2M | 12.8% |
| EPS | 1.18 | 0.70 | 0.56 | 0.76 | -13.6% | 0.83 | 0.94 | 1.12 | 21.5% |
| Shares | 22.2M | 21.7M | 20.9M | 20.4M | -8.3% | 20.0M | — | — | — |
| Debt | 62.2M | 156.5M | 123.1M | 106.1M | 19.5% | 75.5M | — | — | — |
| Equity | 228.1M | 237.4M | 235.9M | 247.6M | 2.8% | — | — | — | — |
| Op CF | 36.8M | 14.8M | 12.2M | 18.2M | -20.9% | 19.2M | — | — | — |
| Inv CF | -111.9M | -13.7M | -46.6M | -113.6M | — | — | — | — | — |
| Fin CF | 2.0M | -2.6M | 72.0M | 69.3M | — | — | — | — | — |
Above its 200-day average and 7% below its 52-week high.
The Momentum score still reads 50: it weighs six months of price and earnings revisions, so it trails a turn like this.
Calmer than 82% of stocks we rank over the past year (25% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WNEB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| WNEB | Western New England Bancorp, Inc.(you) | $275M | 43 | Hold |
| FNRN | First Northern Community Bancorp | $280M | 47 | Hold |
| FBLA | FB Bancorp, Inc. | $234M | 46 | Hold |
| BCML | BayCom Corp | $324M | 47 | Hold |
| BRBS | Blue Ridge Bankshares, Inc. | $342M | 39 | Hold |
| MRBK | Meridian Corporation | $228M | 49 | Hold |
| CZWI | Citizens Community Bancorp, Inc. | $205M | 38 | Hold |
| OVBC | Ohio Valley Banc Corp. | $205M | 38 | Hold |
| PBFS | Pioneer Bancorp, Inc. | $422M | 46 | Hold |
| ISBA | Isabella Bank Corporation | $284M | 32 | Sell |
Peer medians: ROE 9.7% · P/E 12.5x · Gross margin 100.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.