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WNEB

HOLD

Western New England Bancorp, Inc. · Financial Services · United States · $287M · Avg Vol: $826K/d

62
StockRank
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Q
49
V
40
M
66
P/E (TTM)
16.5x
ROE
7.3%
D/E
0.4x
Dividend %
1.9%
Dir. Trades · 180d
−$49.4K →
Buybacks · 180d
$9.6M →

COMPANY DESCRIPTION

Western New England Bancorp, Inc. operates as the holding company for Westfield Bank, offering traditional banking services including commercial and retail lending, and deposit products. It maintains a strong community banking model and local market focus in Western Massachusetts and Northern Connecticut, fostering customer loyalty and regional expertise. WNEB is a regional community bank providing comprehensive financial services to individuals and businesses in its primary operating markets.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue89.8M80.0M72.7M82.6M-2.7%86.3M92.9M99.8M9.9%
EPS1.180.700.560.76-13.6%0.881.001.1221.7%
Shares22.2M21.7M20.9M20.4M-8.3%20.1M———
Debt62.2M156.5M123.1M106.1M19.5%121.3M———
Equity228.1M237.4M235.9M247.6M2.8%————
Op CF36.8M14.8M12.2M18.2M-20.9%19.4M———
Inv CF-111.9M-13.7M-46.6M-113.6M—————
Fin CF2.0M-2.6M72.0M69.3M—————
Loading 1Y...
PRICE (1Y)+4.6%
13.4713.8114.1414.4814.81Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$14.25
RSI (14)
46.8
52W High
$15.01
From 52W High
0.9%

SCORE BREAKDOWN

Quality
49
ROIC (ROA)
0.6%*26.9
ROE
7.3%37.1
GP/Assets
3.2%N/A
Op. Margin
29.6%48.6
FCF/Assets
0.6%N/A
Piotroski
797.0
Int. Cover
—50.0
D/E Ratio
0.43xN/A
Current Ratio
bankN/A
Value
40
P/E (TTM)
16.5x34.5
EV/EBITDA
bankN/A
P/FCF
16.7xN/A
P/B
1.2x48.9
P/S
3.4x56.2
Div Yield
1.9%20.3
Momentum
66
52W High %
95%59.0
RS 6M
1%61.3
SMA 50/200
1.07x64.4
EPS Rev 4W
0.0%69.8
EPS Rev 12W
+4.1%84.7
EPS Improve
+26%55.1
Q Growth
107%85.3

FUNDAMENTALS

Market Cap
$287M
P/E (Forward)
13.1x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WNEB are excluded.

TickerCompanyMkt CapStockRankSignal
WNEBWestern New England Bancorp, Inc.(you)$287M62HOLD
JMSBJohn Marshall Bancorp, Inc.$315M62HOLD
CBNAChain Bridge Bancorp, Inc.$277M64HOLD
RMBIRichmond Mutual Bancorporation, Inc.$249M65HOLD
BCMLBayCom Corp$346M65HOLD
MRBKMeridian Corporation$236M58HOLD
FRSTPrimis Financial Corp.$382M64HOLD
NKSHNational Bankshares, Inc.$233M65BUY
USCBUSCB Financial Holdings, Inc.$396M64HOLD
RBKBRhinebeck Bancorp, Inc.$194M63HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Western New England Bancorp, Inc. (WNEB) — Stock Score Summary

Western New England Bancorp, Inc. (WNEB) has a MoatMap StockRank of 62/100 based on Quality (49/100), Value (40/100), and Momentum (66/100) factor scores. The current signal is HOLD.

Western New England Bancorp, Inc. operates as the holding company for Westfield Bank, offering traditional banking services including commercial and retail lending, and deposit products. It maintains a strong community banking model and local market focus in Western Massachusetts and Northern Connecticut, fostering customer loyalty and regional expertise. WNEB is a regional community bank providing comprehensive financial services to individuals and businesses in its primary operating markets.

Key Financial Metrics

Price$14.25
Market Cap$287M
P/E (TTM)16.47
P/E (Forward)13.05
Price/Book1.17
Return on Equity7.3%
Debt/Equity0.43x
Operating Margin29.6%
Revenue Growth22.2%
Dividend Yield1.9%
Free Cash Flow$17M

Western New England Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Western New England Bancorp, Inc.’s (WNEB) StockRank?
MoatMap’s StockRank for Western New England Bancorp, Inc. (WNEB) is 62/100, with a Hold signal. It is a composite of Quality (49), Value (40), and Momentum (66) factor ranks across MoatMap’s 20,000+ stock universe.
Does Western New England Bancorp, Inc. have an economic moat?
Western New England Bancorp, Inc. (WNEB) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Western New England Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Western New England Bancorp, Inc. (WNEB) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Western New England Bancorp, Inc. in?
Western New England Bancorp, Inc. (WNEB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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