What is Blue Ridge Bankshares, Inc.'s (BRBS) StockRank?

MoatMap's StockRank for Blue Ridge Bankshares, Inc. (BRBS) is 24/100, with a Sell signal. This is a composite score combining Quality (39), Value (48), and Momentum (25) factor ranks across MoatMap's 20,000+ stock universe.

Does Blue Ridge Bankshares, Inc. have an economic moat?

Blue Ridge Bankshares, Inc. (BRBS) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Blue Ridge Bankshares, Inc. a buy, hold, or sell?

MoatMap's current signal for Blue Ridge Bankshares, Inc. (BRBS) is Sell, based on a StockRank of 24/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Blue Ridge Bankshares, Inc. in?

Blue Ridge Bankshares, Inc. (BRBS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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BRBS

SELL

Blue Ridge Bankshares, Inc. · Financial Services · United States · $311M · Avg Vol: $1M/d

StockRank

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P/E (TTM)

27.1x

ROE

3.9%

D/E

0.5x

Dividend %

24.1%

COMPANY DESCRIPTION

Blue Ridge Bankshares, Inc. is the multi-state holding company for Blue Ridge Bank, providing commercial and consumer banking services, trust and wealth management, and mortgage lending. The bank distinguishes itself through its early adoption of financial technology partnerships and Banking-as-a-Service (BaaS) offerings, expanding its deposit base beyond traditional geographic boundaries. It operates as a community-focused regional bank with a tech-forward niche in the fintech ecosystem.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	152.7M	121.4M	92.2M	91.7M	-15.6%	93.5M
EPS	0.31	-0.58	-0.31	0.12	-27.7%	0.13
Shares	89.9M	89.9M	85.0M	91.5M	+1.7%	89.9M
Debt	359.5M	259.5M	198.4M	171.9M	-21.8%	172.0M
Equity	248.8M	186.0M	327.8M	323.7M	9.2%	—
Op CF	93.9M	44.1M	-6.3M	13.6M	-47.5%	32.2M
Inv CF	-628.2M	-23.2M	419.0M	241.9M	—	—
Fin CF	481.0M	23.0M	-357.9M	-315.5M	—	—

Loading 1Y...

PRICE (1Y)+5.8%

SMA 50SMA 200

$3.49

RSI (14)

47.0

52W High

$4.01

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.5%*21.8

ROE

3.9%22.6

GP/Assets

3.8%N/A

Op. Margin

8.7%28.0

FCF/Assets

0.5%N/A

Piotroski

683.6

Int. Cover

—50.0

D/E Ratio

0.53xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

27.1x16.5

EV/EBITDA

bankN/A

P/FCF

26.0xN/A

P/B

1.1x51.2

P/S

3.4x56.0

Div Yield

24.1%99.5

Momentum

52W High %

87%34.1

RS 6M

-16%17.9

SMA 50/200

0.96x20.3

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$311M

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BRBS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BRBS	Blue Ridge Bankshares, Inc.(you)	$311M	24	SELL
ISBA	Isabella Bank Corporation	$265M	33	SELL
FCBM	First Carolina Financial Services, Inc.	$383M	33	SELL
GBFH	GBank Financial Holdings Inc.	$449M	18	STRONG SELL
FINW	FinWise Bancorp	$209M	31	SELL
FGBI	First Guaranty Bancshares, Inc.	$153M	25	SELL
AVBH	Avidbank Holdings, Inc.	$349M	39	HOLD
INBK	First Internet Bancorp	$231M	35	HOLD
BMRC	Bank of Marin Bancorp	$466M	37	HOLD
HYNE	Hoyne Bancorp, Inc.	$124M	19	STRONG SELL

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Blue Ridge Bankshares, Inc. (BRBS) — Stock Score Summary

Blue Ridge Bankshares, Inc. (BRBS) has a MoatMap StockRank of 24/100 based on Quality (39/100), Value (48/100), and Momentum (25/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$3.49
Market Cap	$311M
P/E (TTM)	27.08
Price/Book	1.12
Return on Equity	3.9%
Debt/Equity	0.53x
Operating Margin	8.7%
Revenue Growth	-10.0%
Dividend Yield	24.1%
Free Cash Flow	$12M

Blue Ridge Bankshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Blue Ridge Bankshares, Inc.’s (BRBS) StockRank?: MoatMap’s StockRank for Blue Ridge Bankshares, Inc. (BRBS) is 24/100, with a Sell signal. It is a composite of Quality (39), Value (48), and Momentum (25) factor ranks across MoatMap’s 20,000+ stock universe.
Does Blue Ridge Bankshares, Inc. have an economic moat?: Blue Ridge Bankshares, Inc. (BRBS) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Blue Ridge Bankshares, Inc. a buy, hold, or sell?: MoatMap’s current signal for Blue Ridge Bankshares, Inc. (BRBS) is Sell, based on a StockRank of 24/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Blue Ridge Bankshares, Inc. in?: Blue Ridge Bankshares, Inc. (BRBS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).