What is Blue Ridge Bankshares, Inc.'s (BRBS) StockRank?

MoatMap's StockRank for Blue Ridge Bankshares, Inc. (BRBS) is 47/100, with a Hold signal. This is a composite score combining Quality (34), Value (41), and Momentum (66) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Blue Ridge Bankshares, Inc. have an economic moat?

Blue Ridge Bankshares, Inc. (BRBS) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Blue Ridge Bankshares, Inc. a buy, hold, or sell?

MoatMap's current signal for Blue Ridge Bankshares, Inc. (BRBS) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Blue Ridge Bankshares, Inc. in?

Blue Ridge Bankshares, Inc. (BRBS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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BRBS

HoldHot Air

Blue Ridge Bankshares, Inc. · Financial Services · United States · $352M · Avg Vol: $4M/d

StockRank

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P/E (TTM)

44.0x

ROE

3.0%

D/E

0.5x

Dividend %

21.5%

COMPANY DESCRIPTION

Blue Ridge Bankshares, Inc. is the multi-state holding company for Blue Ridge Bank, providing commercial and consumer banking services, trust and wealth management, and mortgage lending. The bank distinguishes itself through its early adoption of financial technology partnerships and Banking-as-a-Service (BaaS) offerings, expanding its deposit base beyond traditional geographic boundaries. It operates as a community-focused regional bank with a tech-forward niche in the fintech ecosystem.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	152.7M	121.4M	92.2M	91.7M	-15.6%	84.0M
EPS	0.31	-0.58	-0.31	0.12	-27.8%	0.09
Shares	89.7M	89.7M	85.0M	91.5M	+2.0%	89.7M
Debt	359.5M	259.5M	198.4M	171.9M	-21.8%	171.5M
Equity	248.8M	186.0M	327.8M	323.7M	9.2%	—
Op CF	93.9M	44.1M	-6.3M	13.6M	-47.5%	23.3M
Inv CF	-628.2M	-23.2M	419.0M	241.9M	—	—
Fin CF	481.0M	23.0M	-357.9M	-315.5M	—	—

Loading 1Y...

PRICE (1Y)+16.1%

SMA 50SMA 200

$4.04

RSI (14)

64.7

52W High

$4.05

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.4%*19.8

ROE

3.0%18.8

GP/Assets

3.5%N/A

Op. Margin

-7.8%5.2

FCF/Assets

0.5%N/A

Piotroski

685.8

Int. Cover

—50.0

D/E Ratio

0.53xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

44.0x7.4

EV/EBITDA

bankN/A

P/FCF

29.5xN/A

P/B

1.3x46.1

P/S

4.2x41.8

Div Yield

21.5%98.9

Momentum

52W High %

100%97.9

RS 6M

5%63.7

SMA 50/200

1.03x49.5

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$352M

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BRBS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BRBS	Blue Ridge Bankshares, Inc.(you)	$352M	47	Hold
AVBC	Avidia Bancorp, Inc.	$408M	47	Hold
CBAN	Colony Bankcorp, Inc.	$453M	48	Hold
PBFS	Pioneer Bancorp, Inc.	$426M	41	Hold
FBLA	FB Bancorp, Inc.	$229M	45	Hold
FNRN	First Northern Community Bancorp	$281M	55	Hold
BSRR	Sierra Bancorp	$516M	52	Hold
FXNC	First National Corporation	$278M	55	Hold
BSVN	Bank7 Corp.	$497M	53	Hold
WNEB	Western New England Bancorp, Inc.	$275M	38	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Blue Ridge Bankshares, Inc. (BRBS): Stock Score Summary

Blue Ridge Bankshares, Inc. (BRBS) has a MoatMap StockRank of 47/100 based on Quality (34/100), Value (41/100), and Momentum (66/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$4.04
Market Cap	$352M
P/E (TTM)	44.00
Price/Book	1.27
Return on Equity	3.0%
Debt/Equity	0.53x
Operating Margin	-7.8%
Revenue Growth	-40.0%
Dividend Yield	21.5%
Free Cash Flow	$12M

Blue Ridge Bankshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Blue Ridge Bankshares, Inc.’s (BRBS) StockRank?: MoatMap’s StockRank for Blue Ridge Bankshares, Inc. (BRBS) is 47/100, with a Hold signal. It is a composite of Quality (34), Value (41), and Momentum (66) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Blue Ridge Bankshares, Inc. have an economic moat?: Blue Ridge Bankshares, Inc. (BRBS) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Blue Ridge Bankshares, Inc. a buy, hold, or sell?: MoatMap’s current signal for Blue Ridge Bankshares, Inc. (BRBS) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Blue Ridge Bankshares, Inc. in?: Blue Ridge Bankshares, Inc. (BRBS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).