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ISBA

SELL

Isabella Bank Corporation · Financial Services · United States · $265M · Avg Vol: $3M/d

33
StockRank
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Q
52
V
49
M
24
P/E (TTM)
13.5x
ROE
8.5%
D/E
0.3x
Dividend %
2.9%
Loading 1Y...
PRICE (1Y)-6.1%
36.8138.0539.2840.5241.75Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$39.19
RSI (14)
42.7
52W High
$58.05
From 52W High
0.7%

SCORE BREAKDOWN

Quality
52
ROIC (ROA)
0.9%*34.5
ROE
8.5%43.6
GP/Assets
3.8%N/A
Op. Margin
32.3%50.9
FCF/Assets
1.0%N/A
Piotroski
389.6
Int. Cover
50.0
D/E Ratio
0.32xN/A
Current Ratio
bankN/A
Value
49
P/E (TTM)
13.5x48.0
EV/EBITDA
bankN/A
P/FCF
11.6xN/A
P/B
1.2x49.7
P/S
3.2x60.0
Div Yield
2.9%37.6
Momentum
24
52W High %
68%14.3
RS 6M
-31%8.2
SMA 50/200
0.93x14.5
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+45%69.6
Q Growth
0%29.4

FUNDAMENTALS

Market Cap
$265M
P/E (Forward)
9.3x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ISBA are excluded.

TickerCompanyMkt CapStockRankSignal
ISBAIsabella Bank Corporation(you)$265M33SELL
INBKFirst Internet Bancorp$231M35HOLD
FINWFinWise Bancorp$209M31SELL
FCBMFirst Carolina Financial Services, Inc.$383M33SELL
AVBHAvidbank Holdings, Inc.$349M39HOLD
BRBSBlue Ridge Bankshares, Inc.$311M24SELL
FBLAFB Bancorp, Inc.$251M45HOLD
CZWICitizens Community Bancorp, Inc.$227M44HOLD
BMRCBank of Marin Bancorp$466M37HOLD
CBFVCB Financial Services, Inc.$182M44HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Isabella Bank Corporation (ISBA) — Stock Score Summary

Isabella Bank Corporation (ISBA) has a MoatMap StockRank of 33/100 based on Quality (52/100), Value (49/100), and Momentum (24/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price$39.19
Market Cap$265M
P/E (TTM)13.53
P/E (Forward)9.32
Price/Book1.15
Return on Equity8.5%
Debt/Equity0.32x
Operating Margin32.3%
Revenue Growth8.3%
Dividend Yield2.9%
Free Cash Flow$23M

Isabella Bank Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Isabella Bank Corporation’s (ISBA) StockRank?
MoatMap’s StockRank for Isabella Bank Corporation (ISBA) is 33/100, with a Sell signal. It is a composite of Quality (52), Value (49), and Momentum (24) factor ranks across MoatMap’s 20,000+ stock universe.
Does Isabella Bank Corporation have an economic moat?
Isabella Bank Corporation (ISBA) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Isabella Bank Corporation a buy, hold, or sell?
MoatMap’s current signal for Isabella Bank Corporation (ISBA) is Sell, based on a StockRank of 33/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Isabella Bank Corporation in?
Isabella Bank Corporation (ISBA) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).