What is American Express Company's (AXP) StockRank?

MoatMap's StockRank for American Express Company (AXP) is 29/100, with a Sell signal. This is a composite score combining Quality (60), Value (24), and Momentum (36) factor ranks across MoatMap's 20,000+ stock universe.

Does American Express Company have an economic moat?

American Express Company (AXP) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is American Express Company a buy, hold, or sell?

MoatMap's current signal for American Express Company (AXP) is Sell, based on a StockRank of 29/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is American Express Company in?

American Express Company (AXP) operates in the Financial Services sector, specifically the Credit Services industry (United States).

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AXP

SELLFLAG

American Express Company · Financial Services · United States · $215.0B · Avg Vol: $1.1B/d

StockRank

P/E (TTM)

20.3x

ROE

34.4%

D/E

1.8x

Dividend %

1.1%

Director Trades · 180d

−$2.4M →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

American Express is a premier quality compounder with a closed-loop network and immense brand equity. However, it lacks a direct, unpriced macro tailwind from our identified themes, and its valuation leaves a limited margin of safety in a potential consumer slowdown.

COMPANY DESCRIPTION

American Express Company is a global financial services and travel company providing charge and credit cards, payment network services, and merchant acquisition solutions. Its unique integrated "closed-loop" network, acting as issuer, acquirer, and network operator, provides proprietary data insights and strong control over the customer experience. American Express targets affluent consumers and small businesses, leveraging its premium brand and loyalty programs to cultivate high-spending clientele.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	52.9B	60.5B	65.9B	72.2B	11.0%
EPS	9.86	11.23	14.04	15.41	16.0%
Shares	743M	723M	702M	686M	-7.7%
Debt	43.9B	49.2B	51.1B	57.8B	9.6%
Equity	24.7B	28.1B	30.3B	33.5B	10.6%
Op CF	21.1B	18.6B	14.1B	18.4B	-4.4%
Inv CF	-33.7B	-24.4B	-24.4B	-22.9B	—
Fin CF	24.5B	18.4B	4.4B	11.2B	—

PRICE (1M)+6.1%

SMA 50SMA 200

$338.00

RSI (14)

64.8

52W High

$385.41

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

3.8%*71.0

ROE

34.4%95.6

GP/Assets

14.4%79.8

Op. Margin

21.2%38.7

FCF/Assets

—N/A

Piotroski

—90.6

Int. Cover

—N/A

D/E Ratio

1.78x19.5

Current Ratio

1.57x47.6

Value

P/E (TTM)

20.3x22.3

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

6.5x5.4

P/S

3.2x52.0

Div Yield

1.1%21.8

Momentum

52W High %

88%40.7

RS 6M

-22%21.5

SMA 50/200

0.95x19.8

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+26%56.1

Q Growth

15%50.5

FUNDAMENTALS

Market Cap

$215.0B

P/E (Forward)

16.2x

Gross Margin

62.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AXP are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
AXP	American Express Company(you)	$215.0B	29	SELL
MA	Mastercard Incorporated	$436.3B	29	SELL
COF	Capital One Financial Corporation	$116.4B	15	STRONG SELL
V.MX	Visa Inc.	$629.1B	44	HOLD
AFRM	Affirm Holdings, Inc.	$24.4B	29	SELL
2PP.DE	PayPal Holdings, Inc.	$39.8B	47	HOLD
SYF	Synchrony Financial	$24.0B	37	HOLD
SOFI.MX	SoFi Technologies, Inc.	$23.7B	15	STRONG SELL
8593.T	Mitsubishi HC Capital Inc.	$12.8B	16	STRONG SELL
5871.TW	Chailease Holding Company Limited	$5.9B	31	SELL

Peer medians: ROE 10.1% · P/E 12.8x · Gross margin 16.9%

American Express Company (AXP) — Stock Score Summary

American Express Company (AXP) has a MoatMap StockRank of 29/100 based on Quality (60/100), Value (24/100), and Momentum (36/100) factor scores. The current signal is SELL. American Express is a premier quality compounder with a closed-loop network and immense brand equity. However, it lacks a direct, unpriced macro tailwind from our identified themes, and its valuation leaves a limited margin of safety in a potential consumer slowdown.

Key Financial Metrics

Price	$338.00
Market Cap	$215.0B
P/E (TTM)	20.33
P/E (Forward)	16.15
Price/Book	6.53
Return on Equity	34.4%
Debt/Equity	177.85
Gross Margin	62.8%
Operating Margin	21.2%
Revenue Growth	11.6%
Dividend Yield	1.1%

American Express Company operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is American Express Company’s (AXP) StockRank?: MoatMap’s StockRank for American Express Company (AXP) is 29/100, with a Sell signal. It is a composite of Quality (60), Value (24), and Momentum (36) factor ranks across MoatMap’s 20,000+ stock universe.
Does American Express Company have an economic moat?: American Express Company (AXP) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is American Express Company a buy, hold, or sell?: MoatMap’s current signal for American Express Company (AXP) is Sell, based on a StockRank of 29/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is American Express Company in?: American Express Company (AXP) operates in the Financial Services sector, specifically the Credit Services industry (United States).