Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

AXP

SELL

American Express Company · Financial Services · United States · $222.6B · Avg Vol: $1.1B/d

26
StockRank
Get insider-trade alerts
Q
56
V
23
M
34
P/E (TTM)
20.9x
ROE
34.4%
D/E
1.7x
Dividend %
1.1%

COMPANY DESCRIPTION

American Express Company is a global financial services and travel company providing charge and credit cards, payment network services, and merchant acquisition solutions. Its unique integrated "closed-loop" network, acting as issuer, acquirer, and network operator, provides proprietary data insights and strong control over the customer experience. American Express targets affluent consumers and small businesses, leveraging its premium brand and loyalty programs to cultivate high-spending clientele.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue52.9B60.5B65.9B72.2B11.0%70.9B79.5B86.7B9.6%
EPS9.8611.2314.0415.4116.0%16.4817.6920.1414.3%
Shares743.0M723.0M702.0M686.0M-7.7%675.3M
Debt43.9B49.2B51.1B57.8B9.6%59.1B
Equity24.7B28.1B30.3B33.5B10.6%
Op CF21.1B18.6B14.1B18.4B-4.4%18.5B
Inv CF-33.7B-24.4B-24.4B-22.9B
Fin CF24.5B18.4B4.4B11.2B
Loading 1Y...
PRICE (1Y)-0.5%
326335344353362Jun 18Jul 13Jul 31
SMA 50SMA 200
Close
$336.25
RSI (14)
36.1
52W High
$384.36
From 52W High
0.9%

SCORE BREAKDOWN

Quality
56
ROIC (ROA)
3.8%*68.1
ROE
34.4%95.0
GP/Assets
14.7%81.8
Op. Margin
20.3%38.6
FCF/Assets
N/A
Piotroski
444.8
Int. Cover
N/A
D/E Ratio
1.72x17.9
Current Ratio
1.55x48.9
Value
23
P/E (TTM)
20.9x22.8
EV/EBITDA
N/A
P/FCF
N/A
P/B
6.8x6.3
P/S
3.3x56.7
Div Yield
1.1%8.5
Momentum
34
52W High %
87%35.1
RS 6M
-14%20.8
SMA 50/200
0.99x27.9
EPS Rev 4W
-0.2%25.5
EPS Rev 12W
-0.0%51.8
EPS Improve
+22%52.4
Q Growth
8%40.4

FUNDAMENTALS

Market Cap
$222.6B
P/E (Forward)
17.1x
Gross Margin
62.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AXP are excluded.

TickerCompanyMkt CapStockRankSignal
AXPAmerican Express Company(you)$222.6B26SELL
COFCapital One Financial Corporation$124.4B41HOLD
MA.MXMastercard Incorporated$441.3B51HOLD
AFRMAffirm Holdings, Inc.$23.5B31SELL
SOFISoFi Technologies, Inc.$21.1B17STRONG SELL
VVisa Inc.$676.5B61HOLD
SYFSynchrony Financial$23.7B41HOLD
8593.TMitsubishi HC Capital Inc.$11.6B22SELL
2PP.DEPayPal Holdings, Inc.$38.9B62HOLD
ALLYAlly Financial Inc.$13.1B41HOLD

Peer medians: ROE 9.7% · P/E 12.9x · Gross margin 83.7%

American Express Company (AXP): Stock Score Summary

American Express Company (AXP) has a MoatMap StockRank of 26/100 based on Quality (56/100), Value (23/100), and Momentum (34/100) factor scores. The current signal is SELL.

American Express Company is a global financial services and travel company providing charge and credit cards, payment network services, and merchant acquisition solutions. Its unique integrated "closed-loop" network, acting as issuer, acquirer, and network operator, provides proprietary data insights and strong control over the customer experience. American Express targets affluent consumers and small businesses, leveraging its premium brand and loyalty programs to cultivate high-spending clientele.

Key Financial Metrics

Price$336.25
Market Cap$222.6B
P/E (TTM)20.92
P/E (Forward)17.14
Price/Book6.79
Return on Equity34.4%
Debt/Equity1.72x
Gross Margin62.3%
Operating Margin20.3%
Revenue Growth12.8%
Dividend Yield1.1%

American Express Company operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is American Express Company’s (AXP) StockRank?
MoatMap’s StockRank for American Express Company (AXP) is 26/100, with a Sell signal. It is a composite of Quality (56), Value (23), and Momentum (34) factor ranks across MoatMap’s 20,000+ stock universe.
Does American Express Company have an economic moat?
American Express Company (AXP) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is American Express Company a buy, hold, or sell?
MoatMap’s current signal for American Express Company (AXP) is Sell, based on a StockRank of 26/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is American Express Company in?
American Express Company (AXP) operates in the Financial Services sector, specifically the Credit Services industry (United States).