Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BAJFINANCE.NS
SellHot AirBajaj Finance Limited · Financial Services · India · $69.2B · Avg Vol: $76M/d
29
StockRankGet insider-trade alerts
Q
45
V
17
M
57
P/E (TTM)
31.9x
ROE
16.7%
D/E
3.1x
Dividend %
0.6%
COMPANY DESCRIPTION
Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, lifestyle products, lifecare services, e-commerce purchases, retail spends, and two and...
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 269.7B | 343.3B | 414.8B | 496.7B | 22.6% | 468.9B | 602.2B | 734.2B | 21.6% |
| EPS (INR) | 19.05 | 23.69 | 26.89 | 30.60 | 17.1% | 32.72 | 42.04 | 51.20 | 29.4% |
| Shares | 6.0B | 6.2B | 6.2B | 6.2B | +2.9% | 6.2B | — | — | — |
| Debt | 1.6T | 2.2T | 2.8T | 3.5T | 29.0% | 3.7T | — | — | — |
| Equity | 543.7B | 767.0B | 966.9B | 1.1T | 28.0% | — | — | — | — |
| Op CF | -421.1B | -698.4B | -677.9B | -657.9B | — | -660.9B | — | — | — |
| Inv CF | -103.9B | -100.9B | -27.7B | -33.9B | — | — | — | — | — |
| Fin CF | 506.8B | 824.2B | 701.6B | 674.3B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-8.6%
SMA 50SMA 200
Close
$10.92
RSI (14)
26.1
52W High
$12.31
From 52W High
0.9%
SCORE BREAKDOWN
Quality
45
ROIC (ROA)
3.4%*66.8
ROE
16.7%78.7
GP/Assets
7.6%68.2
Op. Margin
61.6%79.8
FCF/Assets
-11.9%5.0
Piotroski
11.4
Int. Cover
—N/A
D/E Ratio
3.15x8.8
Current Ratio
—N/A
Value
17
P/E (TTM)
31.9x12.4
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
5.7x8.2
P/S
13.9x10.3
Div Yield
0.6%5.2
Momentum
57
52W High %
89%42.1
RS 6M
26%90.1
SMA 50/200
1.10x71.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
-22%11.1
Q Growth
27%59.7
FUNDAMENTALS
Market Cap
$69.2B
P/E (Forward)
41.1x
Gross Margin
91.6%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BAJFINANCE.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BAJFINANCE.NS | Bajaj Finance Limited(you) | $69.2B | 29 | Sell |
| AXP | American Express Company | $225.0B | 28 | Sell |
| AFRM | Affirm Holdings, Inc. | $26.2B | 41 | Hold |
| SOFI | SoFi Technologies, Inc. | $23.3B | 19 | Strong Sell |
| COF | Capital One Financial Corporation | $132.3B | 49 | Hold |
| SHRIRAMFIN.NS | Shriram Finance Limited | $25.5B | 42 | Hold |
| TATACAP.NS | Tata Capital Limited | $16.4B | 35 | Hold |
| 8593.T | Mitsubishi HC Capital Inc. | $12.6B | 28 | Sell |
| MUTHOOTFIN.NS | Muthoot Finance Limited | $12.3B | 32 | Sell |
| SYF | Synchrony Financial | $25.4B | 48 | Hold |
Peer medians: ROE 9.9% · P/E 12.8x · Gross margin 81.7%