Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CCB
STRONG SELLCoastal Financial Corporation · Financial Services · United States · $1.1B · Avg Vol: $9M/d
COMPANY DESCRIPTION
Coastal Financial Corporation is the bank holding company for Coastal Community Bank, offering a full range of banking products and services to businesses and individuals primarily in the Pacific Northwest region. The company differentiates itself with a strong community banking ethos and personalized client service, complemented by its innovative "CCBX" division that provides banking-as-a-service to FinTech partners. This dual strategy leverages local market expertise while embracing technological advancements in banking.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 211.9M | 348.8M | 452.9M | 404.6M | 24.1% | 363.3M | 453.8M | 554.9M | 17.1% |
| EPS | 3.14 | 3.36 | 3.35 | 3.12 | -0.2% | 3.16 | 4.62 | — | 47.9% |
| Shares | 13.2M | 13.3M | 14.9M | 15.1M | +15.0% | 15.2M | — | — | — |
| Debt | 52.8M | 53.9M | 53.3M | 53.0M | 0.1% | 52.9M | — | — | — |
| Equity | 243.5M | 295.0M | 438.7M | 491.0M | 26.3% | — | — | — | — |
| Op CF | 67.1M | 191.5M | 259.8M | 254.6M | 56.0% | 258.9M | — | — | — |
| Inv CF | -987.9M | -594.0M | -608.6M | -525.7M | — | — | — | — | — |
| Fin CF | 449.8M | 543.5M | 318.2M | 555.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CCB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CCB | Coastal Financial Corporation(you) | $1.1B | 17 | STRONG SELL |
| GBFH | GBank Financial Holdings Inc. | $449M | 18 | STRONG SELL |
| EGBN | Eagle Bancorp, Inc. | $867M | 32 | SELL |
| HBNC | Horizon Bancorp, Inc. | $1.0B | 37 | HOLD |
| ESQ | Esquire Financial Holdings, Inc. | $1.0B | 37 | HOLD |
| CLBK | Columbia Financial, Inc. | $1.1B | 40 | HOLD |
| EQBK | Equity Bancshares, Inc. | $1.0B | 43 | HOLD |
| TFIN | Triumph Financial, Inc. | $1.8B | 36 | HOLD |
| SBCF | Seacoast Banking Corporation of Florida | $3.3B | 26 | SELL |
| BRBS | Blue Ridge Bankshares, Inc. | $311M | 24 | SELL |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%