NB Bancorp, Inc. (NBBK) — Stock Score Summary

NB Bancorp, Inc. (NBBK) has a MoatMap StockRank of 33/100 based on Quality (36/100), Value (32/100), and Momentum (52/100) factor scores. The current signal is SELL. NB Bancorp is a regional bank that lacks the scale, national footprint, or unique low-cost deposit advantage required to build a durable economic moat. It is highly exposed to regional real estate risks and does not fit our macro themes.

NB Bancorp, Inc. serves as the holding company for Needham Bank, a community bank primarily operating in eastern Massachusetts, offering personal and business banking products. Its competitive moat is a strong local market presence and community-focused approach, building long-term customer relationships through personalized services. NB Bancorp is a community bank serving affluent Massachusetts markets, sensitive to regional economic conditions and interest rate movements.

Key Financial Metrics

Price$20.26
Market Cap$876M
P/E (TTM)14.53
P/E (Forward)8.04
Price/Book0.98
Return on Equity6.7%
Gross Margin0.0%
Operating Margin35.0%
Revenue Growth36.3%
Dividend Yield1.4%

NB Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is NB Bancorp, Inc.’s (NBBK) StockRank?
MoatMap’s StockRank for NB Bancorp, Inc. (NBBK) is 33/100, with a Sell signal. It is a composite of Quality (36), Value (32), and Momentum (52) factor ranks across MoatMap’s 19,000+ stock universe.
Does NB Bancorp, Inc. have an economic moat?
NB Bancorp, Inc. (NBBK) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is NB Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for NB Bancorp, Inc. (NBBK) is Sell, based on a StockRank of 33/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is NB Bancorp, Inc. in?
NB Bancorp, Inc. (NBBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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