Five Star Bancorp (FSBC) — Stock Score Summary

Five Star Bancorp (FSBC) has a MoatMap StockRank of 72/100 based on Quality (48/100), Value (28/100), and Momentum (80/100) factor scores. The current signal is BUY. Five Star Bancorp is a regional California bank. It lacks a global structural moat and is highly exposed to regional commercial real estate and interest rate volatility.

Five Star Bancorp is the holding company for Five Star Bank, a community bank serving businesses and individuals in Northern California with a range of commercial banking services. Its competitive moat lies in deep local market knowledge, personalized customer service, and strong relationships with small and medium-sized businesses in its niche geographic area. The bank is a prominent community-focused financial institution, priding itself on responsive and relationship-driven banking.

Key Financial Metrics

Price$43.94
Market Cap$903M
P/E (TTM)13.70
P/E (Forward)10.91
Price/Book2.01
Return on Equity15.5%
Gross Margin0.0%
Operating Margin60.3%
Revenue Growth26.9%
Dividend Yield2.3%

Five Star Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Five Star Bancorp’s (FSBC) StockRank?
MoatMap’s StockRank for Five Star Bancorp (FSBC) is 72/100, with a Buy signal. It is a composite of Quality (48), Value (28), and Momentum (80) factor ranks across MoatMap’s 19,000+ stock universe.
Does Five Star Bancorp have an economic moat?
Five Star Bancorp (FSBC) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Five Star Bancorp a buy, hold, or sell?
MoatMap’s current signal for Five Star Bancorp (FSBC) is Buy, based on a StockRank of 72/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Five Star Bancorp in?
Five Star Bancorp (FSBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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