What is CB Financial Services, Inc.'s (CBFV) StockRank?

MoatMap's StockRank for CB Financial Services, Inc. (CBFV) is 42/100, with a Hold signal. This is a composite score combining Quality (39), Value (35), and Momentum (62) factor ranks across MoatMap's universe of 25,000+ stocks.

Does CB Financial Services, Inc. have an economic moat?

CB Financial Services, Inc. (CBFV) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is CB Financial Services, Inc. a buy, hold, or sell?

MoatMap's current signal for CB Financial Services, Inc. (CBFV) is Hold, based on a StockRank of 42/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is CB Financial Services, Inc. in?

CB Financial Services, Inc. (CBFV) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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CBFV

HoldHot Air

CB Financial Services, Inc. · Financial Services · United States · $191M · Avg Vol: $174K/d

StockRank

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P/E (TTM)

27.4x

ROE

4.6%

D/E

0.2x

Dividend %

2.9%

COMPANY DESCRIPTION

CB Financial Services, Inc. is a bank holding company that operates Community Bank, offering a full range of retail and commercial banking services primarily in southwestern Pennsylvania and West Virginia. The company focuses on building strong community relationships and providing personalized service to individuals and local businesses. As a community bank, it emphasizes local market knowledge and responsive decision-making.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	—	50.0M	42.4M	49.1M	41.5M	-6.0%	47.4M	48.1M	52.5M	12.5%
EPS	2.15	2.19	4.41	2.45	0.97	-18.0%	1.37	1.15	1.20	11.3%
Shares	—	5.1M	5.1M	5.1M	5.0M	-1.2%	5.1M	—	—	—
Debt	—	14.6M	34.7M	34.7M	34.8M	33.4%	103.0M	—	—	—
Equity	—	110.2M	139.8M	147.4M	157.5M	12.7%	—	—	—	—
Op CF	—	14.2M	14.2M	6.8M	17.8M	8.0%	20.1M	—	—	—
Inv CF	—	-28.3M	-54.7M	-36.4M	-82.6M	—	—	—	—	—
Fin CF	—	-1.8M	5.0M	11.0M	46.9M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-0.9%

SMA 50SMA 200

$37.30

RSI (14)

41.8

52W High

$38.57

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.5%*21.7

ROE

4.6%24.6

GP/Assets

3.1%N/A

Op. Margin

34.1%50.6

FCF/Assets

1.0%N/A

Piotroski

567.4

Int. Cover

—50.0

D/E Ratio

0.22xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

27.4x15.4

EV/EBITDA

bankN/A

P/FCF

11.9xN/A

P/B

1.2x50.2

P/S

4.0x44.5

Div Yield

2.9%39.8

Momentum

52W High %

97%84.4

RS 6M

-1%51.6

SMA 50/200

1.05x56.2

EPS Rev 4W

0.0%27.7

EPS Rev 12W

+2.9%74.8

EPS Improve

+145%88.9

Q Growth

9%38.5

FUNDAMENTALS

Market Cap

$191M

P/E (Forward)

11.2x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CBFV are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
CBFV	CB Financial Services, Inc.(you)	$191M	42	Hold
FBLA	FB Bancorp, Inc.	$229M	45	Hold
FNWD	Finward Bancorp	$188M	36	Hold
CZWI	Citizens Community Bancorp, Inc.	$203M	35	Hold
INBK	First Internet Bancorp	$245M	38	Hold
BSBK	Bogota Financial Corp.	$118M	43	Hold
OVBC	Ohio Valley Banc Corp.	$215M	34	Sell
WNEB	Western New England Bancorp, Inc.	$275M	38	Hold
BRBS	Blue Ridge Bankshares, Inc.	$352M	47	Hold
PBFS	Pioneer Bancorp, Inc.	$426M	41	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$37.30
Market Cap	$191M
P/E (TTM)	27.45
P/E (Forward)	11.20
Price/Book	1.18
Return on Equity	4.6%
Debt/Equity	0.22x
Operating Margin	34.1%
Revenue Growth	15.0%
Dividend Yield	2.9%
Free Cash Flow	$16M