What is Customers Bancorp, Inc.'s (CUBI) StockRank?

MoatMap's StockRank for Customers Bancorp, Inc. (CUBI) is 67/100, with a Buy signal. This is a composite score combining Quality (58), Value (53), and Momentum (50) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Customers Bancorp, Inc. have an economic moat?

Customers Bancorp, Inc. (CUBI) has a Quality factor score of 58/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Customers Bancorp, Inc. a buy, hold, or sell?

MoatMap's current signal for Customers Bancorp, Inc. (CUBI) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Customers Bancorp, Inc. in?

Customers Bancorp, Inc. (CUBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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CUBI

BuyFull House

Customers Bancorp, Inc. · Financial Services · United States · $2.7B · Avg Vol: $19M/d

StockRank

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P/E (TTM)

9.8x

ROE

14.3%

D/E

0.8x

Dividend %

—

COMPANY DESCRIPTION

Customers Bancorp, Inc. is a bank holding company providing diverse financial services, including commercial lending, small business banking, and consumer products, with a strategic emphasis on digital channels. The bank distinguishes itself through its embrace of financial technology and its specialized focus on niche markets such as fintech and cryptocurrency businesses. CUBI operates as an agile, tech-forward regional bank aiming for growth through innovation and tailored client solutions.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	—	633.5M	740.9M	687.5M	801.4M	8.2%	826.8M	854.6M	950.1M	8.9%
EPS	9.29	6.69	7.49	5.28	6.46	-8.7%	8.26	7.15	8.14	12.3%
Shares	—	32.4M	31.4M	31.3M	34.2M	+5.6%	33.8M	—	—	—
Debt	—	1.1B	1.5B	1.4B	1.7B	15.5%	2.4B	—	—	—
Equity	—	1.4B	1.6B	1.8B	2.1B	14.7%	—	—	—	—
Op CF	—	-20.8M	124.7M	145.1M	494.8M	99.2%	380.9M	—	—	—
Inv CF	—	-1.3B	3.2B	-1.0B	-2.1B	—	—	—	—	—
Fin CF	—	1.3B	108.1M	800.6M	2.2B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-0.6%

SMA 50SMA 200

$78.16

RSI (14)

47.8

52W High

$84.38

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.2%*41.5

ROE

14.3%72.0

GP/Assets

3.3%N/A

Op. Margin

46.0%65.5

FCF/Assets

1.2%N/A

Piotroski

567.4

Int. Cover

—50.0

D/E Ratio

0.81xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

9.8x69.8

EV/EBITDA

bankN/A

P/FCF

9.3xN/A

P/B

1.2x47.8

P/S

3.3x55.8

Div Yield

—N/A

Momentum

52W High %

93%57.9

RS 6M

4%61.4

SMA 50/200

1.05x58.4

EPS Rev 4W

-0.1%18.9

EPS Rev 12W

+0.1%41.6

EPS Improve

+16%44.7

Q Growth

17%49.1

FUNDAMENTALS

Market Cap

$2.7B

P/E (Forward)

8.5x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CUBI are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
CUBI	Customers Bancorp, Inc.(you)	$2.7B	67	Buy
BBT	Beacon Financial Corporation	$2.6B	65	Buy
MBIN	Merchants Bancorp	$2.5B	65	Hold
BANR	Banner Corporation	$2.4B	70	Buy
NBTB	NBT Bancorp Inc.	$2.7B	72	Buy
PFS	Provident Financial Services, Inc.	$3.1B	70	Buy
BUSE	First Busey Corporation	$2.5B	72	Buy
TOWN	TowneBank	$3.5B	65	Buy
DCOM	Dime Commercial Bancshares, Inc.	$1.8B	67	Buy
FCF	First Commonwealth Financial Corporation	$2.1B	70	Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$78.16
Market Cap	$2.7B
P/E (TTM)	9.81
P/E (Forward)	8.45
Price/Book	1.24
Return on Equity	14.3%
Debt/Equity	0.81x
Operating Margin	46.0%
Revenue Growth	10.1%
Free Cash Flow	$287M