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FNF

HOLD

Fidelity National Financial, Inc. · Financial Services · United States · $13.9B · Avg Vol: $88M/d

56
StockRank
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Q
52
V
55
M
43
P/E (TTM)
18.5x
ROE
10.5%
D/E
0.5x
Dividend %
3.9%

COMPANY DESCRIPTION

Fidelity National Financial (FNF) is the largest provider of title insurance and settlement services to the U.S. real estate and mortgage industries, also holding a significant stake in F&G Annuities & Life. The company's competitive moat stems from its dominant market share, extensive national network of agents and direct operations, and deep expertise in complex real estate transactions. FNF is an essential and highly regulated component of the real estate ecosystem.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue11.5B11.5B13.4B14.1B7.3%15.0B14.5B15.5B4.8%
EPS9.814.131.914.692.22-31.0%2.752.312.638.9%
Shares272.3M273.3M275.0M271.3M-0.4%269.2M
Debt3.7B4.3B4.7B4.8B9.3%4.8B
Equity6.1B6.9B7.8B7.4B6.7%
Op CF4.4B6.5B6.8B5.8B10.2%5.6B
Inv CF-10.5B-9.1B-7.9B-8.9B
Fin CF4.1B3.1B1.8B2.3B
Loading 1Y...
PRICE (1Y)+8.4%
46.1147.5749.0350.5051.96Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$51.62
RSI (14)
63.4
52W High
$57.15
From 52W High
0.9%

SCORE BREAKDOWN

Quality
52
ROIC (ROA)
1.3%*45.1
ROE
10.5%54.8
GP/Assets
7.5%67.8
Op. Margin
19.3%38.2
FCF/Assets
1.9%56.6
Piotroski
565.2
Int. Cover
6.8x42.0
D/E Ratio
0.55x40.7
Current Ratio
0.95x27.1
Value
55
P/E (TTM)
18.5x28.5
EV/EBITDA
6.7x67.2
P/FCF
6.6x73.5
P/B
1.9x26.2
P/S
0.9x90.0
Div Yield
3.9%50.9
Momentum
43
52W High %
90%41.6
RS 6M
-12%26.7
SMA 50/200
0.95x18.4
EPS Rev 4W
-1.6%27.2
EPS Rev 12W
-8.7%8.2
EPS Improve
+114%84.3
Q Growth
193%89.9

FUNDAMENTALS

Market Cap
$13.9B
P/E (Forward)
8.6x
Gross Margin
54.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FNF are excluded.

TickerCompanyMkt CapStockRankSignal
FNFFidelity National Financial, Inc.(you)$13.9B56HOLD
RYANRyan Specialty Holdings, Inc.$11.0B27SELL
ACTEnact Holdings, Inc.$6.5B81STRONG BUY
MTGMGIC Investment Corporation$6.3B88STRONG BUY
RDNRadian Group Inc.$5.1B84STRONG BUY
FAFFirst American Financial Corporation$7.7B95STRONG BUY
NMIHNMI Holdings, Inc.$3.2B88STRONG BUY
EIGEmployers Holdings, Inc.$908M32SELL
AMSFAMERISAFE, Inc.$569M38HOLD
ITICInvestors Title Company$533M85STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Fidelity National Financial, Inc. (FNF) — Stock Score Summary

Fidelity National Financial, Inc. (FNF) has a MoatMap StockRank of 56/100 based on Quality (52/100), Value (55/100), and Momentum (43/100) factor scores. The current signal is HOLD.

Fidelity National Financial (FNF) is the largest provider of title insurance and settlement services to the U.S. real estate and mortgage industries, also holding a significant stake in F&G Annuities & Life. The company's competitive moat stems from its dominant market share, extensive national network of agents and direct operations, and deep expertise in complex real estate transactions. FNF is an essential and highly regulated component of the real estate ecosystem.

Key Financial Metrics

Price$51.62
Market Cap$13.9B
P/E (TTM)18.49
P/E (Forward)8.64
Price/Book1.89
Return on Equity10.5%
Debt/Equity0.55x
Gross Margin54.6%
Operating Margin19.3%
Revenue Growth16.7%
Dividend Yield3.9%
Free Cash Flow$2.1B

Fidelity National Financial, Inc. operates in the Insurance - Specialty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Fidelity National Financial, Inc.’s (FNF) StockRank?
MoatMap’s StockRank for Fidelity National Financial, Inc. (FNF) is 56/100, with a Hold signal. It is a composite of Quality (52), Value (55), and Momentum (43) factor ranks across MoatMap’s 20,000+ stock universe.
Does Fidelity National Financial, Inc. have an economic moat?
Fidelity National Financial, Inc. (FNF) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Fidelity National Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for Fidelity National Financial, Inc. (FNF) is Hold, based on a StockRank of 56/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Fidelity National Financial, Inc. in?
Fidelity National Financial, Inc. (FNF) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).