Enact Holdings, Inc. (ACT) — Stock Score Summary

Enact Holdings, Inc. (ACT) has a MoatMap StockRank of 87/100 based on Quality (71/100), Value (47/100), and Momentum (55/100) factor scores. The current signal is STRONG BUY. Enact Holdings is a mortgage insurer. It is highly cyclical and tied to the US housing market, lacking the structural macro tailwinds or asset-light compounding profile we seek.

Enact Holdings, Inc. is a leading private mortgage insurance provider in the United States, offering credit protection to mortgage lenders for loans with low down payments. The company maintains a strong competitive position through its robust capital base, disciplined underwriting, and established relationships with a broad network of mortgage originators. This focus on mitigating credit risk for lenders secures its role as an essential facilitator in the U.S. housing finance market.

Key Financial Metrics

Price$41.81
Market Cap$5.9B
P/E (TTM)8.86
P/E (Forward)8.23
Price/Book1.08
Return on Equity12.9%
Debt/Equity13.94
Gross Margin73.5%
Operating Margin72.3%
Revenue Growth1.7%
Dividend Yield2.1%
Free Cash Flow$591M

Enact Holdings, Inc. operates in the Insurance - Specialty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Enact Holdings, Inc.’s (ACT) StockRank?
MoatMap’s StockRank for Enact Holdings, Inc. (ACT) is 87/100, with a Strong Buy signal. It is a composite of Quality (71), Value (47), and Momentum (55) factor ranks across MoatMap’s 19,000+ stock universe.
Does Enact Holdings, Inc. have an economic moat?
Enact Holdings, Inc. (ACT) has a Quality factor score of 71/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Enact Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for Enact Holdings, Inc. (ACT) is Strong Buy, based on a StockRank of 87/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Enact Holdings, Inc. in?
Enact Holdings, Inc. (ACT) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).
Browse all ranked stocksACT deep dive reportAI ChampionsHow we score stocksSense-check another stock