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FBLA

HOLD

FB Bancorp, Inc. · Financial Services · United States · $251M · Avg Vol: $1M/d

45
StockRank
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Q
35
V
35
M
69
P/E (TTM)
90.0x
ROE
1.0%
D/E
0.2x
Dividend %
—
Dir. Trades · 180d
+$1.2K · −$16.2K →
Buybacks · 180d
$14.3M →

COMPANY DESCRIPTION

FB Bancorp, Inc. operates as the holding company for First Bank of the Lake, a community bank offering traditional banking services including deposits, lending, and wealth management to individuals and businesses. The company's competitive advantage stems from its deep local market knowledge and personalized customer service, fostering strong relationships within its specific operating communities.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM
Revenue69.0M68.8M46.1M52.1M-8.9%50.4M
EPS0.120.06-1.740.07-17.0%0.17
Shares17.3M17.3M18.3M16.6M-3.6%16.2M
Debt30.1M172.2M73.5M78.3M37.5%95.6M
Equity152.0M156.7M326.3M314.4M27.4%—
Op CF47.2M-7.0M0.8M2.8M-61.2%8.4M
Inv CF-232.9M-84.1M-92.3M-64.7M——
Fin CF-56.9M117.5M103.2M23.4M——
Loading 1Y...
PRICE (1Y)+9.0%
14.3714.6915.0115.3415.66Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$15.66
RSI (14)
75.0
52W High
$15.79
From 52W High
1.0%

SCORE BREAKDOWN

Quality
35
ROIC (ROA)
0.2%*16.4
ROE
1.0%12.8
GP/Assets
4.0%N/A
Op. Margin
5.8%25.9
FCF/Assets
0.4%N/A
Piotroski
683.6
Int. Cover
—50.0
D/E Ratio
0.25xN/A
Current Ratio
bankN/A
Value
35
P/E (TTM)
90.0x3.3
EV/EBITDA
bankN/A
P/FCF
53.5xN/A
P/B
0.8x80.4
P/S
4.9x37.4
Div Yield
—N/A
Momentum
69
52W High %
99%91.4
RS 6M
15%81.8
SMA 50/200
1.09x71.9
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-83%2.0

FUNDAMENTALS

Market Cap
$251M
P/E (Forward)
—
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FBLA are excluded.

TickerCompanyMkt CapStockRankSignal
FBLAFB Bancorp, Inc.(you)$251M45HOLD
CZWICitizens Community Bancorp, Inc.$227M44HOLD
CBFVCB Financial Services, Inc.$182M44HOLD
BCBPBCB Bancorp, Inc.$176M48HOLD
OVBCOhio Valley Banc Corp.$199M51HOLD
OVLYOak Valley Bancorp$274M54HOLD
INBKFirst Internet Bancorp$231M35HOLD
CZNCCitizens & Northern Corporation$436M46HOLD
AVBCAvidia Bancorp, Inc.$400M47HOLD
ISBAIsabella Bank Corporation$265M33SELL

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

FB Bancorp, Inc. (FBLA) — Stock Score Summary

FB Bancorp, Inc. (FBLA) has a MoatMap StockRank of 45/100 based on Quality (35/100), Value (35/100), and Momentum (69/100) factor scores. The current signal is HOLD.

FB Bancorp, Inc. operates as the holding company for First Bank of the Lake, a community bank offering traditional banking services including deposits, lending, and wealth management to individuals and businesses. The company's competitive advantage stems from its deep local market knowledge and personalized customer service, fostering strong relationships within its specific operating communities.

Key Financial Metrics

Price$15.66
Market Cap$251M
P/E (TTM)90.00
Price/Book0.80
Return on Equity1.0%
Debt/Equity0.25x
Operating Margin5.8%
Revenue Growth-0.4%
Free Cash Flow$5M

FB Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is FB Bancorp, Inc.’s (FBLA) StockRank?
MoatMap’s StockRank for FB Bancorp, Inc. (FBLA) is 45/100, with a Hold signal. It is a composite of Quality (35), Value (35), and Momentum (69) factor ranks across MoatMap’s 20,000+ stock universe.
Does FB Bancorp, Inc. have an economic moat?
FB Bancorp, Inc. (FBLA) has a Quality factor score of 35/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is FB Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for FB Bancorp, Inc. (FBLA) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is FB Bancorp, Inc. in?
FB Bancorp, Inc. (FBLA) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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