Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MTG
Strong BuyPremium GrowerFLAGMGIC Investment Corporation · Financial Services · United States · $6.4B · Avg Vol: $48M/d
MGIC clears stage one on the largest buyback in this batch, 6.57% of shares outstanding retired in 90 days, with good quality at Q78. It fails stage two on a small insider sale. The repurchase is impressive; the calibrated rule still treats net selling as adverse rather than neutral.
COMPANY DESCRIPTION
MGIC Investment Corporation provides private mortgage insurance (PMI) to protect mortgage lenders and investors against losses from borrower defaults. The company's competitive moat is its established brand, extensive relationships with mortgage originators, and robust underwriting expertise, which allows it to accurately assess and price risk. As one of the largest private mortgage insurers in the U.S., MGIC plays a vital role in enabling homeownership by facilitating low-down payment mortgages.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 1.2B | 1.2B | 1.2B | 1.2B | 1.1% | 1.2B | 1.2B | 1.2B | -0.1% |
| EPS | 1.85 | 2.83 | 2.51 | 2.92 | 3.17 | 14.4% | 3.20 | 3.28 | 3.46 | 4.5% |
| Shares | — | 293.4M | 272.5M | 248.4M | 219.4M | -25.2% | 205.1M | — | — | — |
| Debt | — | 662.8M | 643.2M | 644.7M | 646.1M | -0.8% | 646.9M | — | — | — |
| Equity | — | 4.6B | 5.1B | 5.2B | 5.1B | 3.5% | — | — | — | — |
| Op CF | — | 650.0M | 713.0M | 725.0M | 852.8M | 9.5% | 708.0M | — | — | — |
| Inv CF | — | 410.5M | -179.2M | -142.0M | 228.4M | — | — | — | — | — |
| Fin CF | — | -1.0B | -496.0M | -719.0M | -940.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MTG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MTG | MGIC Investment Corporation(you) | $6.4B | 85 | Strong Buy |
| ACT | Enact Holdings, Inc. | $6.7B | 84 | Strong Buy |
| FAF | First American Financial Corporation | $7.6B | 78 | Buy |
| NMIH | NMI Holdings, Inc. | $3.4B | 83 | Strong Buy |
| RDN | Radian Group Inc. | $4.8B | 71 | Buy |
| ITIC | Investors Title Company | $565M | 89 | Strong Buy |
| FNF | Fidelity National Financial, Inc. | $12.8B | 36 | Hold |
| RYAN | Ryan Specialty Holdings, Inc. | $17.1B | 27 | Sell |
| EIG | Employers Holdings, Inc. | $883M | 39 | Hold |
| AMSF | AMERISAFE, Inc. | $487M | 49 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%