Radian Group Inc. (RDN) — Stock Score Summary

Radian Group Inc. (RDN) has a MoatMap StockRank of 80/100 based on Quality (67/100), Value (57/100), and Momentum (39/100) factor scores. The current signal is STRONG BUY. Radian Group is a mortgage insurance provider highly sensitive to cyclical housing market dynamics and interest rate fluctuations. It lacks a durable economic moat or pricing power, making it unsuitable for our quality-focused investment strategy.

Radian Group Inc. is a leading provider of private mortgage insurance (PMI) and related services to the U.S. mortgage and real estate markets. The company's competitive advantage stems from its approved status with government-sponsored enterprises, its strong capital position, and sophisticated risk management analytics that support mortgage lenders. Radian plays a critical role in enabling homeownership by facilitating the availability of low down payment mortgages while protecting lenders from credit risk.

Key Financial Metrics

Price$33.60
Market Cap$4.6B
P/E (TTM)7.83
P/E (Forward)6.09
Price/Book0.94
Return on Equity12.7%
Debt/Equity28.68
Gross Margin82.5%
Operating Margin46.6%
Revenue Growth58.8%
Dividend Yield3.0%
Free Cash Flow$276M

Radian Group Inc. operates in the Insurance - Specialty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Radian Group Inc.’s (RDN) StockRank?
MoatMap’s StockRank for Radian Group Inc. (RDN) is 80/100, with a Strong Buy signal. It is a composite of Quality (67), Value (57), and Momentum (39) factor ranks across MoatMap’s 19,000+ stock universe.
Does Radian Group Inc. have an economic moat?
Radian Group Inc. (RDN) has a Quality factor score of 67/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Radian Group Inc. a buy, hold, or sell?
MoatMap’s current signal for Radian Group Inc. (RDN) is Strong Buy, based on a StockRank of 80/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Radian Group Inc. in?
Radian Group Inc. (RDN) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).
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