Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NSTS
HoldHot AirNSTS Bancorp, Inc. · Financial Services · United States · $69M · Avg Vol: $123K/d
42
StockRankGet insider-trade alerts
Q
31
V
39
M
66
P/E (TTM)
—
ROE
-0.1%
D/E
0.3x
Dividend %
—
COMPANY DESCRIPTION
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 6.7M | 5.0M | 8.8M | 9.4M | 11.9% | 11.0M |
| EPS | 0.01 | -0.79 | -0.16 | -0.08 | — | -0.01 |
| Shares | 5.4M | 5.3M | 4.9M | 4.9M | -8.9% | 5.3M |
| Debt | 31.6M | 32.8M | 31.8M | 27.6M | -4.5% | — |
| Equity | 80.5M | 77.5M | 76.5M | 80.0M | -0.2% | — |
| Op CF | 3.0M | 0.4M | 9.4M | 4.1M | 10.7% | 14.5M |
| Inv CF | -44.5M | 24.9M | -8.2M | -9.8M | — | — |
| Fin CF | -67.0M | -7.1M | 20.8M | -13.7M | — | — |
Loading 1Y...
PRICE (1Y)+2.2%
SMA 50SMA 200
Close
$14.12
RSI (14)
61.7
52W High
$14.19
From 52W High
1.0%
SCORE BREAKDOWN
Quality
31
ROIC (ROA)
-0.0%*13.8
ROE
-0.1%10.4
GP/Assets
4.1%N/A
Op. Margin
12.6%29.4
FCF/Assets
4.6%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.35xN/A
Current Ratio
bankN/A
Value
39
P/E (TTM)
—N/A
EV/EBITDA
bankN/A
P/FCF
5.6xN/A
P/B
0.9x75.7
P/S
6.7x24.4
Div Yield
—N/A
Momentum
66
52W High %
100%96.6
RS 6M
2%57.4
SMA 50/200
1.08x65.7
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A
FUNDAMENTALS
Market Cap
$69M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NSTS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NSTS | NSTS Bancorp, Inc.(you) | $69M | 42 | Hold |
| TCBS | Texas Community Bancshares, Inc. | $50M | 44 | Hold |
| KFFB | Kentucky First Federal Bancorp | $50M | 44 | Hold |
| FSEA | First Seacoast Bancorp, Inc. | $81M | 49 | Hold |
| FDSB | Fifth District Bancorp, Inc. | $96M | 46 | Hold |
| CLST | Catalyst Bancorp, Inc. | $71M | 31 | Sell |
| BSBK | Bogota Financial Corp. | $118M | 43 | Hold |
| BYFC | Broadway Financial Corporation | $114M | 52 | Hold |
| CBFV | CB Financial Services, Inc. | $191M | 41 | Hold |
| RVSB | Riverview Bancorp, Inc. | $103M | 28 | Sell |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%