What is Security National Financial Corporation's (SNFCA) StockRank?

MoatMap's StockRank for Security National Financial Corporation (SNFCA) is 98/100, with a Strong Buy signal. This is a composite score combining Quality (61), Value (80), and Momentum (69) factor ranks across MoatMap's 20,000+ stock universe.

Does Security National Financial Corporation have an economic moat?

Security National Financial Corporation (SNFCA) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Security National Financial Corporation a buy, hold, or sell?

MoatMap's current signal for Security National Financial Corporation (SNFCA) is Strong Buy, based on a StockRank of 98/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Security National Financial Corporation in?

Security National Financial Corporation (SNFCA) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).

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SNFCA

STRONG BUY

Security National Financial Corporation · Financial Services · United States · $259M · Avg Vol: $387K/d

StockRank

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P/E (TTM)

8.2x

ROE

8.5%

D/E

0.3x

Dividend %

—

COMPANY DESCRIPTION

Security National Financial Corporation is a diversified financial services company primarily engaged in life insurance, cemetery and mortuary services, and mortgage lending. Its life insurance segment offers a range of traditional and pre-need funeral insurance products, often integrated with its death care services. This vertical integration across life insurance and funeral services provides a unique business model with cross-selling opportunities and a stable client base, offering a distinctive competitive position in the financial services sector.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	390.7M	318.5M	335.5M	345.4M	-4.0%	341.6M
EPS	1.05	0.60	1.19	1.30	7.3%	1.22
Shares	24.3M	25.4M	25.8M	26.0M	+7.0%	22.4M
Debt	161.7M	105.6M	106.7M	98.4M	-15.3%	108.9M
Equity	292.8M	312.9M	381.9M	410.4M	11.9%	—
Op CF	130.5M	53.9M	57.3M	45.5M	-29.6%	68.9M
Inv CF	-37.2M	14.6M	-43.1M	-67.2M	—	—
Fin CF	-101.2M	-62.0M	-4.0M	-14.3M	—	—

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PRICE (1Y)+2.1%

SMA 50SMA 200

$9.51

RSI (14)

67.1

52W High

$9.66

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.9%*57.7

ROE

8.5%42.3

GP/Assets

11.1%74.6

Op. Margin

12.6%29.4

FCF/Assets

13.3%87.5

Piotroski

566.0

Int. Cover

10.2x50.1

D/E Ratio

0.26x61.9

Current Ratio

1.98x55.2

Value

P/E (TTM)

8.2x78.0

EV/EBITDA

3.6x82.4

P/FCF

1.2x95.0

P/B

0.6x87.7

P/S

0.8x91.2

Div Yield

—N/A

Momentum

52W High %

99%87.0

RS 6M

4%66.4

SMA 50/200

1.06x63.9

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

9%44.2

FUNDAMENTALS

Market Cap

$259M

P/E (Forward)

—

Gross Margin

50.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SNFCA are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SNFCA	Security National Financial Corporation(you)	$259M	98	STRONG BUY
ABX	Abacus Global Management, Inc.	$951M	79	BUY
CIA	Citizens, Inc.	$323M	30	SELL
CNO	CNO Financial Group, Inc.	$4.9B	80	STRONG BUY
PRI	Primerica, Inc.	$8.9B	91	STRONG BUY
FG	F&G Annuities & Life, Inc.	$3.6B	59	HOLD
GL	Globe Life Inc.	$13.9B	81	STRONG BUY
KINS	Kingstone Companies, Inc.	$263M	93	STRONG BUY
GNW	Genworth Financial, Inc.	$3.6B	42	HOLD
CZFS	Citizens Financial Services, Inc.	$288M	90	STRONG BUY

Peer medians: ROE 10.2% · P/E 13.9x · Gross margin 0.0%

Security National Financial Corporation (SNFCA) — Stock Score Summary

Security National Financial Corporation (SNFCA) has a MoatMap StockRank of 98/100 based on Quality (61/100), Value (80/100), and Momentum (69/100) factor scores. The current signal is STRONG BUY.

Key Financial Metrics

Price	$9.51
Market Cap	$259M
P/E (TTM)	8.19
Price/Book	0.58
Return on Equity	8.5%
Debt/Equity	25.58
Gross Margin	50.6%
Operating Margin	12.6%
Revenue Growth	-3.6%
Free Cash Flow	$207M

Security National Financial Corporation operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Security National Financial Corporation’s (SNFCA) StockRank?: MoatMap’s StockRank for Security National Financial Corporation (SNFCA) is 98/100, with a Strong Buy signal. It is a composite of Quality (61), Value (80), and Momentum (69) factor ranks across MoatMap’s 20,000+ stock universe.
Does Security National Financial Corporation have an economic moat?: Security National Financial Corporation (SNFCA) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Security National Financial Corporation a buy, hold, or sell?: MoatMap’s current signal for Security National Financial Corporation (SNFCA) is Strong Buy, based on a StockRank of 98/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Security National Financial Corporation in?: Security National Financial Corporation (SNFCA) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).