Security National Financial Corporation (SNFCA) has a MoatMap StockRank of 97/100 based on Quality (62/100), Value (75/100), and Momentum (53/100) factor scores. The current signal is STRONG BUY. Insufficient information about the company's specific business model, competitive advantages, or country of operation (listed as 'UN') prevents a high-conviction assessment. While financial services could benefit from higher rates in a persistent inflation scenario, there's no evidence this small-cap company possesses the quality, moat, or differentiated exposure to constitute an asymmetric opportunity, especially given the low Quality (Q:57) score.
Security National Financial Corporation is a diversified financial services company primarily engaged in life insurance, cemetery and mortuary services, and mortgage lending. Its life insurance segment offers a range of traditional and pre-need funeral insurance products, often integrated with its death care services. This vertical integration across life insurance and funeral services provides a unique business model with cross-selling opportunities and a stable client base, offering a distinctive competitive position in the financial services sector.
| Price | $9.35 |
| Market Cap | $243M |
| P/E (TTM) | 7.30 |
| Price/Book | 0.54 |
| Return on Equity | 8.5% |
| Debt/Equity | 25.58 |
| Gross Margin | 50.6% |
| Operating Margin | 12.6% |
| Revenue Growth | -3.6% |
| Free Cash Flow | $207M |
Security National Financial Corporation operates in the Insurance - Life industry, part of the Financial Services sector (United States).