FHN

HoldHot Air

First Horizon Corporation · Financial Services · United States · $11.1B cap · $151.3M/day traded

$23.43 -0.0% · close 26 Oct · scored 27 Oct

Hot Air: Rising on momentum alone: weak business, rich price.

37
StockRank
Get score and insider alerts
Quality
39
Value
38
Momentum
51

As of 27 Oct 2026, MoatMap's StockRank for First Horizon Corporation (FHN) is 37/100, ranked against 24,000+ stocks in 35 markets (Quality 39, Value 38, Momentum 51, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
17.0x
peers 13.0x
ROE
7.9%
peers 9.6%
D/E
0.2x
peers 0.3x
Dividend %
2.8%
trailing yield

ABOUT FIRST HORIZON CORPORATION

Read

First Horizon Corporation is a regional bank holding company offering a broad range of financial services, including retail and commercial banking, wealth management, and capital markets services, primarily in the Southeastern U.S. It possesses significant market share and established customer relationships in its core regional markets, supported by a diversified revenue stream and strong balance sheet. First Horizon is a prominent regional bank with a history of strategic acquisitions, focused on disciplined growth.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue3.1B3.2B3.1B3.3B2.1%3.0B3.4B3.6B3.7%
EPS1.621.581.371.895.3%1.382.142.3310.9%
Shares537.1M558.8M524.3M484.8M-9.7%473.8M———
Debt2.7B1.5B2.2B1.5B-17.4%4.1B———
Equity8.3B9.0B8.8B8.8B2.3%————
Op CF2.3B1.3B1.3B628.0M-35.0%628.0M———
Inv CF8.3B-2.6B-1.1B-1.1B—————
Fin CF-10.9B1.5B-404.0M524.0M—————
Loading 1Y...
PRICE (1Y) · USD-4.3%
22.723.123.624.024.515 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkNo clear trendExperimental

No clear trend: not near its 52-week low, and not in a steady uptrend.

SwingsCalm

Calmer than 88% of stocks we rank over the past year (22% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$23.43
RSI (14)
51.7
52-Week Range-10.7% from high
Low $19.84High $26.25

SCORE BREAKDOWN

Quality
39
ROIC (ROA)
0.9%*33.7
ROE
7.9%37.3
GP/Assets
3.6%N/A
Op. Margin
-20.6%4.5
FCF/Assets
1.2%N/A
Piotroski
567.0
Int. Cover
—50.0
D/E Ratio
0.17xN/A
Current Ratio
bankN/A
Value
38
P/E (TTM)
17.0x29.0
EV/EBITDA
bankN/A
P/FCF
10.9xN/A
P/B
1.4x43.6
P/S
3.7x40.8
Div Yield
2.8%42.6
Momentum
51
52W High %
89%61.7
RS 6M
-10%29.2
SMA 50/200
0.99x36.1
EPS Rev 4W
+0.7%76.3
EPS Rev 12W
+0.9%54.2
EPS Improve
+69%79.9
Q Growth
—N/A

FUNDAMENTALS

Market Cap
$11.1B
P/E (Forward)
10.1x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FHN are excluded.

TickerCompanyMkt CapStockRankSignal
FHNFirst Horizon Corporation(you)$11.1B37Hold
WALWestern Alliance Bancorporation$8.3B47Hold
ABCBAmeris Bancorp$5.5B40Hold
GBCIGlacier Bancorp, Inc.$6.2B43Hold
TFSLTFS Financial Corporation$4.7B43Hold
ONBOld National Bancorp$9.6B58Hold
BOKFBOK Financial Corporation$7.8B54Hold
FFINFirst Financial Bankshares, Inc.$4.3B42Hold
SSBSouthState Bank Corporation$10.2B61Hold
WTFCWintrust Financial Corporation$10.2B63Hold

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

First Horizon Corporation (FHN): Stock Score Summary

First Horizon Corporation (FHN) has a MoatMap StockRank of 37/100 based on Quality (39/100), Value (38/100), and Momentum (51/100) factor scores. The current signal is HOLD.

First Horizon Corporation is a regional bank holding company offering a broad range of financial services, including retail and commercial banking, wealth management, and capital markets services, primarily in the Southeastern U.S. It possesses significant market share and established customer relationships in its core regional markets, supported by a diversified revenue stream and strong balance sheet. First Horizon is a prominent regional bank with a history of strategic acquisitions, focused on disciplined growth.

Key Financial Metrics

Price$23.43
Market Cap$11.1B
P/E (TTM)16.99
P/E (Forward)10.08
Price/Book1.36
Return on Equity7.9%
Debt/Equity0.17x
Operating Margin-20.6%
Revenue Growth-51.7%
Dividend Yield2.8%
Free Cash Flow$1.0B

First Horizon Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Horizon Corporation’s (FHN) StockRank?
MoatMap’s StockRank for First Horizon Corporation (FHN) is 37/100, with a Hold signal. It is a composite of Quality (39), Value (38), and Momentum (51), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does First Horizon Corporation have an economic moat?
First Horizon Corporation (FHN) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Horizon Corporation a buy, hold, or sell?
MoatMap’s current signal for First Horizon Corporation (FHN) is Hold, based on a StockRank of 37/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is First Horizon Corporation in?
First Horizon Corporation (FHN) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).