Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
XZO
HOLDExzeo Group, Inc. · Financial Services · United States · $1.4B · Avg Vol: $3M/d
COMPANY DESCRIPTION
Exzeo Group, Inc. is an insurance technology and services provider that develops proprietary software solutions to streamline claims processing, underwriting, and policy administration. The company operates as a specialized niche player, integrating advanced analytics and mobile technology to improve operational efficiency for insurance carriers. Its competitive moat is built on proprietary software platforms that reduce claim cycle times and enhance customer satisfaction for its corporate clients.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | 217.0M | — | 230.4M | 225.7M | 261.7M | 9.8% |
| EPS | -0.75 | 0.13 | 0.39 | 0.99 | 172.6% | 1.03 | 1.00 | 1.15 | 7.8% |
| Shares | — | — | — | 90.9M | — | 90.1M | — | — | — |
| Debt | — | — | — | 7.2M | — | 6.6M | — | — | — |
| Equity | — | — | — | 254.2M | — | — | — | — | — |
| Op CF | — | — | — | 100.3M | — | 83.7M | — | — | — |
| Inv CF | — | — | — | -2.8M | — | — | — | — | — |
| Fin CF | — | — | — | 153.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of XZO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| XZO | Exzeo Group, Inc.(you) | $1.4B | 44 | HOLD |
| AIG | American International Group, Inc. | $41.9B | 48 | HOLD |
| HIG | The Hartford Insurance Group, Inc. | $38.5B | 67 | BUY |
| BTT | Blackrock Municipal 2030 Target Term Trust | $1.4B | 42 | HOLD |
| TSLX | Sixth Street Specialty Lending, Inc. | $1.6B | 44 | HOLD |
| MCB | Metropolitan Bank Holding Corp. | $1.1B | 44 | HOLD |
| LKFN | Lakeland Financial Corporation | $1.5B | 47 | HOLD |
| NAC | Nuveen California Quality Municipal Income Fund | $1.8B | 44 | HOLD |
| CASH | Pathward Financial, Inc. | $1.8B | 45 | HOLD |
| ESQ | Esquire Financial Holdings, Inc. | $1.0B | 44 | HOLD |
Peer medians: ROE 9.7% · P/E 13.4x · Gross margin 100.0%