Credit Services stocks worldwide, ranked
As of 13 Nov 2026, NICE Information Service (030190.KS) ranks first in Credit Services on MoatMap, with a MoatMap Score of 98/100, among 123 companies in 20 countries worth $200M or more that trade $1M or more a day. A research ranking, not investment advice.
The score reads each company's latest yearly results, so when a whole industry is near the top of its cycle, its companies can rank high together.
Live list, follows each night's scores · scores as of ·How we score stocks
The top 25 Credit Services companies by MoatMap Score
| # | Stock | Yield | P/E | Score | Q | V | M | Style · Activity | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Quality 81: high gross profitability and strong free cash flow. Momentum 80: outperforming the market over 6 months and near its 52-week high. Value 52: cheap on sales but far above book value. | Yield 2.9% | P/E 13.6 | 98 Score | 81 Q | 52 V | 80 M | Full House | |
| 2 | Momentum 73: outperforming the market over 6 months and above its moving averages. Quality 73: strong free cash flow and high gross profitability. Value 52: cheap on sales but far above book value. | Yield — | P/E 17.8 | 92 Score | 73 Q | 52 V | 73 M | Full HouseDir. buy $862K | |
| 3 | Momentum 72: estimates revised up and quarterly earnings growing. Quality 69: strong free cash flow and a liquid balance sheet. Value 52: a high yield. | Yield 8.0% | P/E 12.8 | 90 Score | 69 Q | 52 V | 72 M | Full HouseDir. buy $76K | |
| 4 | Momentum 84: near its 52-week high and outperforming the market over 6 months. Quality 62: high gross profitability and ROIC in the top 10% of its sector. Value 46: a high yield. | Yield 5.0% | P/E 10.1 | 90 Score | 62 Q | 46 V | 84 M | Premium Grower | |
| 5 | Momentum 80: outperforming the market over 6 months and above its moving averages. Quality 60: strong free cash flow and high gross profitability. Value 51: cheap on free cash flow. | Yield — | P/E 15.1 | 89 Score | 60 Q | 51 V | 80 M | Full HouseDir. sell $55K | |
| 6 | Momentum 67: above its moving averages and outperforming the market over 6 months. Quality 66: strong free cash flow and F-Score 8/9. Value 56: cheap on free cash flow but expensive on sales. | Yield 7.5% | P/E 10.8 | 88 Score | 66 Q | 56 V | 67 M | Full House | |
| 7 | Quality 74: F-Score 9/9 and ROIC in the top 10% of its sector. Momentum 65: outperforming the market over 6 months and estimates revised up. Value 49: cheap on sales but little or no yield. | Yield 0.9% | P/E 11.3 | 87 Score | 74 Q | 49 V | 65 M | Premium GrowerDir. buy $255KDir. sell $1.4MDeep dive → | |
| 8 | Quality 71: high return on equity and high gross profitability. Momentum 63: above its moving averages and outperforming the market over 6 months. Value 51: cheap on sales but far above book value. | Yield — | P/E 7.3 | 86 Score | 71 Q | 51 V | 63 M | Full HouseDir. sell $1.1M | |
| 9 | Value 69: cheap on sales and cheap on free cash flow. Quality 65: a liquid balance sheet and strong free cash flow. Momentum 53: estimates revised up but below its moving averages. | Yield 3.2% | P/E 7.4 | 86 Score | 65 Q | 69 V | 53 M | Full HouseDir. buy $316KDir. sell $1.9M | |
| 10 | Quality 86: strong free cash flow and ROIC in the top 5% of its sector. Momentum 77: estimates revised up and outperforming the market over 6 months. Value 22: far above book value. | Yield — | P/E 28.8 | 85 Score | 86 Q | 22 V | 77 M | Premium GrowerDir. buy $44KDir. sell $19.2M | |
| 11 | Quality 73: ROIC in the top 5% of its sector and high return on equity. Value 58: a high yield but far above book value. Momentum 52: above its moving averages but estimates cut. | Yield 5.3% | P/E 11.9 | 84 Score | 73 Q | 58 V | 52 M | Full HouseDir. sell $803K | |
| 12 | Quality 78: high return on equity and F-Score 8/9. Momentum 56: EPS improving but quarterly earnings shrinking. Value 49: cheap on free cash flow but expensive on P/E. | Yield 2.3% | P/E 21.8 | 84 Score | 78 Q | 49 V | 56 M | Premium GrowerDir. sell $1.3M | |
| 13 | Quality 68: F-Score 7/7 and wide operating margins. Momentum 63: above its moving averages and outperforming the market over 6 months. Value 50: cheap on P/E but expensive on sales. | Yield 2.8% | P/E 9.1 | 82 Score | 68 Q | 50 V | 63 M | Premium Grower | |
| 14 | Quality 76: F-Score 7/7 and high gross profitability. Momentum 59: above its moving averages but EPS deteriorating. Value 43: a high yield but far above book value. | Yield 5.1% | P/E 10.7 | 80 Score | 76 Q | 43 V | 59 M | Premium Grower | |
| 15 | Quality 78: interest well covered and ROIC in the top 15% of its sector. Momentum 59: near its 52-week high but EPS deteriorating. Value 41: expensive on sales. | Yield 2.4% | P/E 12.8 | 80 Score | 78 Q | 41 V | 59 M | Premium Grower | |
| 16 | Momentum 66: EPS improving and outperforming the market over 6 months. Quality 63: high gross profitability and high return on equity. Value 49: cheap on sales but far above book value; P/FCF excluded. | Yield 3.2% | P/E 14.8 | 80 Score | 63 Q | 49 V | 66 M | Premium GrowerDir. sell $442K | |
| 17 | Momentum 83: estimates revised up and outperforming the market over 6 months. Quality 81: high return on equity and ROIC in the top 5% of its sector. Value 10: far above book value. | Yield 0.7% | P/E 34.3 | 76 Score | 81 Q | 10 V | 83 M | Premium GrowerDir. sell $79.8MDeep dive → | |
| 18 | Value 76: cheap on P/E and below book value. Quality 62: F-Score 8/9 and strong free cash flow. Momentum 35: estimates cut. | Yield 7.7% | P/E 3.9 | 75 Score | 62 Q | 76 V | 35 M | Unloved Quality | |
| 19 | Value 83: cheap on P/E and cheap on sales. Quality 75: high gross profitability and interest well covered. Momentum 14: estimates cut. | Yield 10.4% | P/E 2.8 | 75 Score | 75 Q | 83 V | 14 M | Unloved QualityDir. sell $80K | |
| 20 | Momentum 84: outperforming the market over 6 months and estimates revised up. Quality 52: a liquid balance sheet but weak free cash flow. Value 35: little or no yield. | Yield 0.6% | P/E 10.7 | 74 Score | 52 Q | 35 V | 84 M | Premium Grower | |
| 21 | Quality 63: ROIC in the top 10% of its sector and high gross profitability. Momentum 56: outperforming the market over 6 months but EPS deteriorating. Value 52: cheap on P/E. | Yield 4.9% | P/E 6.3 | 74 Score | 63 Q | 52 V | 56 M | Full HouseDir. buy $185KDir. sell $237K | |
| 22 | Quality 72: strong free cash flow and high return on equity. Momentum 52: estimates revised up but well off its 52-week high. Value 45: cheap on free cash flow but far above book value. | Yield — | P/E 11.9 | 73 Score | 72 Q | 45 V | 52 M | Premium GrowerDir. sell $43.2M | |
| 23 | Momentum 81: outperforming the market over 6 months and above its moving averages. Quality 66: F-Score 8/9 and a liquid balance sheet. Value 24: expensive on sales. | Yield — | P/E 19.1 | 73 Score | 66 Q | 24 V | 81 M | Premium Grower | |
| 24 | Quality 61: high return on equity and strong free cash flow. Momentum 54: quarterly earnings growing but well off its 52-week high. Value 54: cheap on free cash flow. | Yield — | P/E 8.9 | 72 Score | 61 Q | 54 V | 54 M | Full HouseDir. sell $5.7M | |
| 25 | Quality 82: F-Score 9/9 and high return on equity. Momentum 75: outperforming the market over 6 months and above its moving averages. Value 9: far above book value. | Yield 0.5% | P/E 34.2 | 71 Score | 82 Q | 9 V | 75 M | Premium GrowerDir. sell $70.8M |
Ranked by MoatMap Score, the 0 to 100 score of Quality, Value and Momentum, among companies worth $200M or more that trade $1M or more a day, one line per company. Director dealings are director purchases and sales filed in the last 180 days, where MoatMap carries the market's filings.