Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FLG
SELLFlagstar Bank, National Association · Financial Services · United States · $5.8B · Avg Vol: $73M/d
COMPANY DESCRIPTION
Flagstar Bank, National Association operates as a significant subsidiary of New York Community Bancorp (NYCB), providing a full range of banking services, including commercial and retail banking, and a substantial mortgage origination and servicing business. Its competitive position stems from its strong presence in key regional markets and a significant national mortgage platform. As a core component of NYCB, Flagstar contributes to a diversified financial institution with a focus on community banking and mortgage leadership.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 1.5B | 3.6B | 2.6B | 2.1B | 11.6% | 2.0B | 2.3B | 2.9B | 17.8% |
| EPS | 3.60 | 3.78 | 9.75 | -3.40 | -0.50 | 64.6% | -0.21 | — | — | — |
| Shares | — | 227.1M | 240.7M | 414.9M | 416.0M | +83.2% | 416.8M | — | — | — |
| Debt | — | 21.3B | 21.3B | 14.4B | 12.2B | -17.0% | 11.6B | — | — | — |
| Equity | — | 8.8B | 8.4B | 8.2B | 8.1B | -2.6% | — | — | — | — |
| Op CF | — | 1.0B | 263.0M | 86.0M | -181.0M | -71.0% | 291.0M | — | — | — |
| Inv CF | — | -6.3B | 20.7B | 15.5B | 2.7B | — | — | — | — | — |
| Fin CF | — | 5.2B | -11.4B | -11.6B | -12.1B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FLG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FLG | Flagstar Bank, National Association(you) | $5.8B | 23 | SELL |
| SBCF | Seacoast Banking Corporation of Florida | $3.3B | 26 | SELL |
| BANF | BancFirst Corporation | $3.9B | 36 | HOLD |
| GBCI | Glacier Bancorp, Inc. | $6.5B | 43 | HOLD |
| TFSL | TFS Financial Corporation | $5.1B | 46 | HOLD |
| CBC | Central Bancompany, Inc. | $7.7B | 45 | HOLD |
| ABCB | Ameris Bancorp | $5.9B | 51 | HOLD |
| SFNC | Simmons First National Corporation | $3.3B | 40 | HOLD |
| FFIN | First Financial Bankshares, Inc. | $5.0B | 53 | HOLD |
| WAL | Western Alliance Bancorporation | $9.1B | 48 | HOLD |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%