Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NFBK
HOLDNorthfield Bancorp, Inc. · Financial Services · United States · $639M · Avg Vol: $5M/d
COMPANY DESCRIPTION
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank, a community bank providing retail and commercial banking services primarily in metropolitan New York and New Jersey. Its competitive advantage is rooted in its localized market focus, strong customer relationships, and conservative lending practices within its established service areas. The bank is a key community financial institution, catering to the specific needs of its regional clientele.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 166.3M | 136.6M | 131.3M | 154.3M | -2.5% | 154.8M | 166.6M | 176.9M | 7.1% |
| EPS | 1.32 | 0.86 | 0.72 | 0.02 | -75.3% | 0.13 | 0.03 | 0.03 | 19.5% |
| Shares | 47.4M | 44.5M | 42.9M | 41.8M | -11.9% | 41.8M | — | — | — |
| Debt | 659.6M | 836.2M | 760.1M | 991.5M | 14.6% | 896.5M | — | — | — |
| Equity | 701.4M | 699.4M | 704.7M | 690.1M | -0.5% | — | — | — | — |
| Op CF | 83.3M | 47.0M | 31.1M | 53.7M | -13.6% | 64.1M | — | — | — |
| Inv CF | -280.2M | 193.9M | -118.5M | -128.4M | — | — | — | — | — |
| Fin CF | 151.6M | -57.1M | 25.6M | 70.9M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NFBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NFBK | Northfield Bancorp, Inc.(you) | $639M | 61 | HOLD |
| MSBI | Midland States Bancorp, Inc. | $669M | 62 | HOLD |
| NPB | Northpointe Bancshares, Inc. | $594M | 59 | HOLD |
| BWB | Bridgewater Bancshares, Inc. | $579M | 58 | HOLD |
| SFST | Southern First Bancshares, Inc. | $582M | 64 | HOLD |
| CWBC | Community West Bancshares | $678M | 65 | HOLD |
| ALRS | Alerus Financial Corporation | $822M | 60 | HOLD |
| HTB | HomeTrust Bancshares, Inc. | $818M | 60 | HOLD |
| SMBK | SmartFinancial, Inc. | $855M | 62 | HOLD |
| BHB | Bar Harbor Bankshares | $654M | 68 | BUY |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%